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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4490 Fort Sumter Rd , Milton, FL 32583
$349,900
Est. Payment: $1,933.15/mo
4 Bed
2 Bath
1838 Sqft
0.25 Acres
Status: Active | Days on site: 106
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Harrison Lilly Team
Owner/Operator

House Description

This contemporary home features a split bedroom floorplan that separates the primary suite from the three secondary bedrooms. The thoughtful layout provides privacy and flexibility for modern living. The solar panels will be paid in full at closing. Inside, the kitchen showcases granite countertops and a breakfast bar, paired with stainless steel appliances for everyday cooking. A pantry closet offers organized storage for household essentials. Luxury vinyl plank flooring flows throughout the main living areas, while tray ceilings add architectural interest overhead. The primary suite includes a double vanity and soaking tub for relaxation, creating a private retreat within the home. A dedicated laundry room handles household needs efficiently with convenient access to the living areas. Climate control is managed by a smart thermostat and ceiling fans positioned throughout the residence. Energy efficient windows reduce utility costs year-round, while solar panels provide renewable power generation for sustainable living. A Portable backup generator ensures reliability during power outages. The two car garage offers secure parking and additional storage space for seasonal items and equipment. Outside, the fenced backyard with vinyl fence creates a private outdoor retreat for get-togethers and relaxation. An above-ground pool provides seasonal recreation during warmer months. The property sits near Benny Russell Park and enjoys proximity to Blackwater River, offering outdoor recreation opportunities including fishing, kayaking, and nature trails. Easy access to Interstate 10 makes commuting to nearby cities straightforward for work or leisure activities. This property combines modern conveniences with practical design elements throughout. Schedule your showing today to experience the home firsthand.

Highlights

Listed by Anthony Sessa , 850-572-6227 and Christina Webb , 850-572-6227 RE/MAX HORIZONS REALTY , 850-476-6000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

235 Annually

Year Built

2018

County

Santa Rosa

Neighborhood

Ventura Estates

Listing ID

684860

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Water Heater, Built In Microwave, Disposal
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Storage, Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), High Speed Internet, Smart Thermostat, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Lot Dimensions:90X121
Garage Capacity:2
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Garage Door Opener
Principal Interest
$1,933
Taxes
$223
HOA
$235

Home Price

$349,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,933.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,933.15 $223.06 $235.00 $2,391.21
Yearly $23,197.77 $2,676.74 $2,820.00 $28,694.50
Total $695,932.96 $80,302.05 $84,600.00 $860,835.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:29:41.000Z

© 2026 Pensacola Association of REALTORS®, Inc.