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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2032 Bay Point Blvd , Milton, FL 32583
$1,300,000
Est. Payment: $6,592.67/mo
4 Bed
4 Bath
4540 Sqft
Status: active | Days on site: 86
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

WELCOME TO PARADISE to your beautiful southern dream with a WATERFRONT VIEWS and tons of space & upgrades including high ceilings throughout the home. This beautifully custom built home with a MOTHER-IN-LAW SUITE offers all kinds of possibilities of living the tranquil coastal lifestyle, what a dream. Also, you could live in the main house and rent out the mother-in-law suite to keep your living expenses lower. The amount of natural lighting & gorgeous views of the water is unbelievable. EVERYTHING IS ONLY 3 YEARS OLD so maintenance will be a breeze. There is ample parking as well either in the 3-car garage, circular driveway, and on the side of the house that has space if you want to park a boat/RV. The home & guest suite offers 4 bedrooms, 4 full baths with 2 separate half baths with spacious living spaces including: a chef’s kitchen with an oversized island & tons of counter space that opens to the living area and a covered porch, while the third-floor entertaining level (sunset views are incredible!) a wet bar and a dedicated office which can easily be converted to a third bedroom by installing a wall since wiring and lighting already in place (see AI generated photos wall/door). On the ground floor, there are 3 garages plus covered storage for all boating and outdoor gear. You're only 20 minutes to Downtown Pensacola, 25 minutes to beaches beaches, 10 minutes into Downtown Milton & Blackwater River. This is a rare, turnkey opportunity for a peaceful Gulf Coast living with every modern comfort. CUSTOM UPGRADES THAT MAKE THIS PROPERTY UNIQUE: Private boat dock with conduit already in place to install a boat lift, back patios strategically aligned so you can install an outdoor elevator, hurricane grade windows & shutters, metal roofs, HOA boat launch access, add additional bedroom upstairs -- Schedule a showing today!

Highlights

Listed by Dustin Sanders , 850-529-3683 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.85

HOA Fee

300 Annually

Year Built

2023

County

Santa Rosa

Neighborhood

Trout Bayou

Listing ID

683242

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Water Heater, Electric Water Heater, Built In Microwave, Dishwasher, Double Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • Additional:Baseboards, Ceiling Fan(s), High Ceilings

Exterior Features

Lot:Bay,Waterfront,Boat Launch
Garage Capacity:3
Zoning:Res Single
Roof:Metal
Others:
  • Additional:Balcony, Dock, Resale
Sewer:Public Sewer
Parking Features:3 Car Garage,Boat,Circular Driveway
Principal Interest
$6,593
Taxes
$829
HOA
$300

Home Price

$1,300,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$260,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,592.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,592.67 $828.75 $300.00 $7,721.42
Yearly $79,112.04 $9,945.00 $3,600.00 $92,657.04
Total $2,373,361.17 $298,350.00 $108,000.00 $2,779,711.17

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.