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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1187 Oyster Bay Dr , Milton, FL 32583
$149,000
Est. Payment: $823.20/mo
1.34 Acres
Status: Active | Days on site: 6
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Harrison Lilly Team
Owner/Operator

House Description

ALMOST 1.5 WATERFRONT ACRES! In the gated community of Sea Pines conveniently located near the Garcon Bridge. Come see this large lakefront lot on private, paved road in a gated community that has private beach on East Bay, fishing gazebo, and even PARKING FOR YOUR TRAILER! Step out your back door and fish in the stocked lake or cross the pier and fish, swim or paddleboard/kayak in East Bay. This is a nature lover's delight with opportunities to see dolphins, osprey, and even bald eagles. Blackwater and Yellow River boat launches are very close by as is downtown Milton for restaurants and shopping. Or cross the bridge and enjoy retail shops in Gulf Breeze. Bonus features of underground utilities, nature trail, beautiful sunrises and sunsets in a peaceful, quiet neighborhood make this lot a must see!

Highlights

Listed by Mary T Skinner , 850-803-5834 1 Percent Lists Florida Coast , 850-376-3865. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
1.34

HOA Fee

County

Santa Rosa

Area

10 - North Santa Rosa County

Neighborhood

Sea Pines

Listing ID

1013015

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Interior Features

Exterior Features

Lot:Cul-De-Sac,Level,Survey Available,Lake
Lot Dimensions:83X144
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$823
Taxes
$43
HOA
$0

Home Price

$149,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$29,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$823.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $823.20 $43.23 $0.00 $866.43
Yearly $9,878.44 $518.77 $0.00 $10,397.21
Total $296,353.27 $15,563.10 $0.00 $311,916.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T22:55:19.000Z

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