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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1086 Oyster Bay Dr , Milton, FL 32583
$219,900
Est. Payment: $1,214.92/mo
0.37 Acres
Status: Active | Days on site: 25
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Harrison Lilly Team
Owner/Operator

House Description

BAYFRONT BEAUTY IN A GATED WATERFRONT COMMUNITY! Rare opportunities like this don't come along often. This exceptional cleared homesite is ready for your dream home, complete with approximately 80 feet of bay frontage, a 140-foot private boardwalk already in place, and underground utilities, saving you both time and expense. Perfectly positioned within the exclusive gated community of Sea Pines, this spectacular property offers breathtaking panoramic bay views and unforgettable sunsets. A sandy beach area along the shoreline and the picturesque marsh beneath the boardwalk create the timeless charm of Old Florida while providing a serene setting for boating,fishing, kayaking, paddleboarding, birdwatching, or simply relaxing by the water. Surrounded by beautiful custom waterfront homes, Sea Pines offers the privacy and tranquility you've been searching for, yet is conveniently located with quick access to I-10 and the Garcon Point Bridge, giving you easy access to area shopping and providing for quick commutes. Whether you're ready to build your forever home or waterfront getaway today, or you're looking to secure a premium bayfront property as a long-term investment, this is an outstanding opportunity to own one of Northwest Florida's most desirable waterfront homesites. One owner is Licensed Real estate broker.

Highlights

Listed by Robyn Helt , 850-240-2700 Elite Real Estate Services of NWFL LLC , 850-682-7653. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.37

HOA Fee

County

Santa Rosa

Area

10 - North Santa Rosa County

Neighborhood

Sea Pines

Listing ID

1008905

Questions about this listing?

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Interior Features

Exterior Features

Lot:Cleared,Covenants,Restrictions,Survey Available,Bay
Lot Dimensions:80x199
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$1,215
Taxes
$108
HOA
$0

Home Price

$219,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$43,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,214.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,214.92 $107.80 $0.00 $1,322.72
Yearly $14,578.99 $1,293.65 $0.00 $15,872.64
Total $437,369.70 $38,809.50 $0.00 $476,179.20

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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