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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1045 Oyster Bay Dr , Milton, FL 32583
$119,500
Est. Payment: $606.08/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 85
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Come build your dream home on this beautiful Blackwater Bay view lot in Milton, FL! The lot is tucked away at the end of a quiet cul-de-sac inside a private gated subdivision. This ready-to-build homesite offers the perfect blend of privacy, convenience, and coastal living. Enjoy peaceful bay views with the added bonus of 109 acres of protected state land bordering the rear and side of the property, providing a natural backdrop and added privacy with no future neighbors building directly behind and on one side of you. This quaint community features underground utilities and a shared community lake and gazebo for residents to enjoy. The water tap has already been paid for, helping make the building process even easier. Conveniently located just 6 miles from I-10 and only 17 miles from Pensacola Beach, you’ll have quick access to shopping, dining, beaches, and everything the Gulf Coast has to offer. Whether you’re planning your forever home or a peaceful getaway, this exceptional lot is ready for your vision.

Highlights

Listed by Kimberly Smith , 850-619-8875 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Vacant Land

Lot/Acreage
0.59

HOA Fee

County

Santa Rosa

Neighborhood

Sea Pines

Listing ID

683267

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Water:Public,Tap Fee Paid

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:193 X 134
Sewer:Public Sewer
Principal Interest
$606
Taxes
$76
HOA
$0

Home Price

$119,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$23,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$606.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $606.08 $76.18 $0.00 $682.26
Yearly $7,272.98 $914.18 $0.00 $8,187.15
Total $218,189.32 $27,425.25 $0.00 $245,614.57

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.