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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6659 Rocky Shores Rd , Milton, FL 32583
$410,000
Est. Payment: $2,079.44/mo
4 Bed
2 Bath
1984 Sqft
Status: active | Days on site: 67
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located in a "X" Flood Zone (Meaning No Flood Insurance Required w/ minimal risk). Only one year old and meticulously maintained, this upgraded Craftsman-style home offers the benefits of new construction without the wait. The property features durable brick construction, cement fiber board accents, and an architectural shingle roof. Inside, you'll find luxury vinyl plank flooring throughout the main living areas, upgraded flooring in the bedrooms, neutral tile in the baths and laundry room, custom paint, wide baseboards, crown molding, and elegant tray ceilings in the primary suite, dining room, and entryway. Transom windows add a custom touch, while the kitchen is beautifully finished with granite countertops, shaker-style cabinetry, stainless steel appliances, and a refrigerator included. For added comfort and efficiency, the HVAC system has been upgraded with a UV germicidal lamp, designed to help improve indoor air quality and keep the system cleaner over time. Outside, enjoy a beautifully stained privacy fence enclosing the backyard, while the property extends beyond the current fence line, offering additional space and future potential for expansion, recreation, or other uses if desired. Every detail was thoughtfully selected, creating a move-in ready home that blends timeless Craftsman charm with modern finishes and functionality.

Highlights

Listed by Ace Khan , 850-432-5300 and Beau Smith , 561-309-3190 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.62

Year Built

2024

County

Santa Rosa

Neighborhood

Rocky Shores

Listing ID

684354

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Dishwasher, Disposal, Refrigerator, Self Cleaning Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Simulated Wood
Other:
  • Additional:Baseboards, Ceiling Fan(s), Crown Molding, High Ceilings, High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Garage Capacity:2
Zoning:Res Single
Roof:Shingle,Hip
Others:
  • Additional:Sprinkler, Resale
Sewer:Septic Tank
Parking Features:2 Car Garage
Principal Interest
$2,079
Taxes
$261

Home Price

$410,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$82,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,079.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,079.44 $261.38 $0.00 $2,340.82
Yearly $24,953.31 $3,136.50 $0.00 $28,089.81
Total $748,599.35 $94,095.00 $0.00 $842,694.35

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

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