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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5164 Gaineswood Dr , Milton, FL 32583
$324,900
Est. Payment: $1,795.03/mo
4 Bed
2 Bath
1846 Sqft
0.33 Acres
Status: Active | Days on site: 8
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Harrison Lilly Team
Owner/Operator

House Description

Better Than New & Ready to Welcome You Home! This spotless 3-year-old home offers the ease of newer construction on an oversized lot (0.33 acres) with the added comfort of a home that has been lovingly lived in and well cared for. Featuring 4Br/2Ba with 1846 sqft living space, 2-car garage, covered patio, and fully privacy-fenced backyard, this home is truly move-in ready. The inviting kitchen features stainless-steel appliances, beautiful granite countertops, abundant cabinet space, and a large island with bar seating—perfect for everyday meals or entertaining. The spacious primary suite offers a private retreat with an ensuite featuring a double vanity, walk-in shower, and walk-in closet. Enjoy the convenience of blinds throughout the home, plus a Smart Home Technology package with Kwikset keyless entry, SkyBell video doorbell, automated front porch lighting, a touch screen panel to control lighting, thermostat, front door, and more. Step outside to the covered patio and fully fenced backyard, creating the perfect space for relaxing, entertaining, or enjoying Florida evenings. Located in desirable Plantation Woods, this home offers comfortable living with easy access to downtown Milton and I-10. And when you're ready for a beach day, the beautiful white-sand beaches of Navarre are just a short drive away. Come see why this home truly offers the best of newer construction—with the thoughtful extras already in place!

Highlights

Listed by Kieu Vo Wells , 901-292-1911 KELLER WILLIAMS REALTY GULF COAST , 850-471-5000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.33

HOA Fee

137 Annually

Year Built

2023

County

Santa Rosa

Neighborhood

Plantation Woods

Listing ID

689614

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Vinyl,Carpet
Other:
  • ▪ Additional:Baseboards, Recessed Lighting, Smart Thermostat, Master on Main
Water:Public

Exterior Features

Lot Dimensions:80x180
Garage Capacity:2
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Resale
Sewer:Grinder Pump,Septic Tank
Parking Features:2 Car Garage,Front Entrance,Garage Door Opener
Principal Interest
$1,795
Taxes
$207
HOA
$137

Home Price

$324,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$64,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,795.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,795.03 $207.12 $137.00 $2,139.15
Yearly $21,540.31 $2,485.49 $1,644.00 $25,669.79
Total $646,209.25 $74,564.55 $49,320.00 $770,093.80

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.