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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8110 Virginia Ln , Milton, FL 32583
$435,000
Est. Payment: $2,206.24/mo
3 Bed
2 Bath
1759 Sqft
Status: pending | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

OPEN HOUSE July 17, 18, & 19 from 11am to 1pm. ASSUMABLE VA Loan** Set on 1.43 acres with no HOA, this home's tucked away on a quiet street away from through traffic. The street dead-ends at Blackwater Bay, giving the setting a peaceful, tucked-away feel. Pull up on the long, wide driveway and you’ll find plenty of room for guest parking, larger vehicles, and everyday parking before you even reach the oversized 3-car garage. Out back, you’ll find a private pond stocked with largemouth bass and blue crabs. There’s also a 22,000-gallon in-ground pool for cooling off on those warm Florida days. The quaint semi-wraparound porch is the perfect place to sit a spell with your morning coffee or wind down once the day’s done. Inside, tile flooring runs throughout for a clean, cohesive look that’s easy to maintain. The kitchen features semi-custom cabinetry and stone countertops. The primary suite includes a tiled shower, separate jetted tub, and dual vanity with a quartz countertop. The second bathroom carries the same upgraded feel with a stone countertop and matching sink. You may also notice soft overhead night lighting in select areas of the home, which comes in handy for those late-night trips when you don’t want to disturb everyone else. The 3-car garage is a standout with three full front-entry bays, a workbench, storage racks powered workspace, and a stage-2 electric vehicle charger. Below the living area, you’ll find approximately 576 square feet of enclosed unfinished storage with power for tools, hobbies, seasonal items, or anything else you’d rather keep tucked away. With an effective year built of 2002, the home also benefits from a roof and water heater installed in 2021, a pool pump replaced in 2023, and a new condenser and air handler in 2024. Between the acreage, pool, garage space, useful storage, and peaceful setting, this one has the kind of warm, easygoing feel that makes you want to stay awhile.

Highlights

Listed by Viktor Cadiente , 910-750-1667 Century 21 BE3 , 800-541-9923. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
1.43

Year Built

1992

County

Santa Rosa

Neighborhood

None

Listing ID

685599

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • Additional:Storage, Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), Smart Thermostat
Water:Public

Exterior Features

Garage Capacity:3
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Balcony, Irrigation Well, Rain Gutters, Resale
Sewer:Septic Tank
Parking Features:3 Car Garage,Oversized
Principal Interest
$2,206
Taxes
$277

Home Price

$435,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,206.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,206.24 $277.31 $0.00 $2,483.55
Yearly $26,474.86 $3,327.75 $0.00 $29,802.61
Total $794,245.65 $99,832.50 $0.00 $894,078.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

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