Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

7784 River Rd , Milton, FL 32583
$498,900
Est. Payment: $2,530.33/mo
3 Bed
2.5 Bath
1440 Sqft
Status: active | Days on site: 268
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

World Class fishing, boating, and hunting. Whether you’re embracing vacation mode or savoring everyday living, this new construction, custom built, elevated cottage, just off the Blackwater, offers endless relaxing, entertaining, and modern sophistication --a slice of that sweet life. With custom options available this East Milton, 3BD/2 ½BA split floorplan with master suite retreat and "Jack and Jill" bedrooms is the perfect set-up for family, friends or guests. The chefs eat-in kitchen showcases a gas cook-top with hood, large island with countertop bar, backsplash, apron sink, and solid countertops. The living room features a gas fireplace perfect for cozy evenings after an endless day on the river. Unwind in the Master-suite retreat, complete with his/her walk-in closets, double sinks, separate tub and shower, and lots of light with private access to wrap around porch. Wrap yourself in almost 1,000k square feet of sweeping wraparound porch—perfect for sunrise coffee, sunset gatherings, BBQ’s, and lounging, plus a 485 sq ft covered front porch. The interior 1,440 sq ft blends a feeling of modern sophistication and timeless charm, all sitting on just over ½ acre of peaceful property among the oaks, pines and natural landscape. Room to park the boat, RV, and all the toys. Boat ramp access is minutes away. Plenty of room to explore. Welcome home to serenity and privacy, optional floating dock access for lease, and NO HOA fees here! Here, life feels effortless, and every day is an escape! Unique feature - public airpark runway access and hangers close to property for flight enthusiasts. Gulf Coast white-sand beaches 30 minutes away, close to shopping, dinning, and medical care. Ready to build. Customize your East Milton, Florida home.

Highlights

Listed by Michaela Maloney , 970-319-4522 Coldwell Banker Realty , 850-736-8050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.52

Year Built

2026

County

Santa Rosa

Neighborhood

None

Listing ID

674187

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Gas Water Heater, Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater
Air Cond:Multi Units,Ceiling Fan(s),ENERGY STAR Qualified Equipment,ENERGY STAR Qualified Room AC,ENERGY STAR Qualified Wall/Window Unit(s)
Fireplaces:
Other:
  • Additional:Baseboards, Ceiling Fan(s), Recessed Lighting, Master on Main
Water:Public

Exterior Features

Zoning:Res Single
Roof:Metal
Others:
  • Additional:Balcony, To Be Built
Sewer:Septic Tank
Parking Features:Boat,Driveway,Guest,RV Access/Parking,RV/Boat Parking
Principal Interest
$2,530
Taxes
$318

Home Price

$498,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$99,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,530.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,530.33 $318.05 $0.00 $2,848.38
Yearly $30,363.92 $3,816.59 $0.00 $34,180.51
Total $910,917.60 $114,497.55 $0.00 $1,025,415.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.