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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6626 Fernwood Dr , Milton, FL 32570
$450,000
Est. Payment: $2,486.19/mo
4 Bed
2 Bath
1926 Sqft
0.7 Acres
Status: Active | Days on site: 27
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this beautifully maintained 4-bedroom, 2-bath Craftsman-style home on 0.7 acres in Milton! Built in 2021, this 1,926 sq ft home offers a bright, open layout with LVP flooring, abundant natural light, and thoughtful architectural details. The kitchen is the heart of the home, featuring granite countertops, shaker-style cabinetry, farmhouse sink, pantry, breakfast bar, and eat-in dining area. The split-bedroom floor plan provides privacy, with a spacious primary suite featuring a custom-tiled shower with glass doors, soaking tub, dual vanity, and two walk-in closets. Three additional bedrooms offer flexibility for family, guests, an office, or hobbies - all with a second full bathroom conveniently close by. Step outside to your private backyard oasis featuring a large inground saltwater pool, expansive pool area, outdoor patio, and plenty of yard space to enjoy. Whether you're relaxing poolside, grilling, entertaining, or simply enjoying the privacy of the mature trees, this outdoor space is made for Florida living. The oversized 0.7-acre lot provides room to spread out, with no HOA, plentiful parking, and space for an RV or boat. Additional features include a dedicated laundry room, oversized 2-car garage, and an extended driveway. Built in 2021, the roof and major systems are only five years old, offering peace of mind and potential for favorable homeowners insurance costs. Tucked among mature trees just off N Hwy 87, this home offers a peaceful setting with convenient access to historic downtown Milton, NAS Whiting Field, Pensacola, Navarre, and the Emerald Coast beaches. A newer home, generous acreage, private saltwater pool, and no HOA make this a rare combination of comfort, space, and flexibility. Ready to see if this is the one? Come take a look and imagine what life could look like here.

Highlights

Listed by Laura Pittman , 251-610-7774 KELLER WILLIAMS REALTY GULF COAST , 850-471-5000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.7

Year Built

2021

County

Santa Rosa

Neighborhood

None

Listing ID

688726

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Carpet
Other:
  • ▪ Additional:Ceiling Fan(s), Recessed Lighting, Master on Main
Water:Public

Exterior Features

Garage Capacity:2
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Sprinkler, Rain Gutters, Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Boat,RV Access/Parking,Garage Door Opener
Principal Interest
$2,486
Taxes
$287

Home Price

$450,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,486.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,486.19 $286.88 $0.00 $2,773.06
Yearly $29,834.22 $3,442.50 $0.00 $33,276.72
Total $895,026.67 $103,275.00 $0.00 $998,301.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:18:54.000Z

© 2026 Pensacola Association of REALTORS®, Inc.