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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4564 Galt City Rd , Milton, FL 32583
$284,900
Est. Payment: $1,574.03/mo
3 Bed
2 Bath
1430 Sqft
0.33 Acres
Status: Contingent | Days on site: 240
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Harrison Lilly Team
Owner/Operator

House Description

RECENT PRICE ADJUSTMENT + LIMITED-TIME SELLER INCENTIVES AVAILABLE! Ask about flexible options that may assist with eligible buyer costs or financing with an acceptable offer. Not your typical new-construction spec home! This thoughtfully built 3-bedroom, 2-bath home offers approximately 1,430 sq. ft. of stylish, low-maintenance living on a spacious lot. Built with attention to quality and detail by a builder whose portfolio includes luxury homes, this property features many of the same trusted contractors, vendors and finishes used in higher-end construction. Step inside to a bright, open-concept floor plan with high ceilings, luxury vinyl plank flooring and an inviting living area that flows seamlessly into the kitchen and dining space. The kitchen features granite countertops, stainless-steel appliances, abundant cabinetry, breakfast-bar seating and a light-filled dining nook. The primary suite provides a comfortable retreat with a beautifully finished en-suite bath featuring a tiled walk-in shower. Two additional bedrooms offer flexibility for guests, family, a home office or hobby space. Enjoy both a covered front porch and covered rear patio, along with plenty of outdoor space on approximately one-third of an acre — without the density of a large cookie-cutter subdivision. Conveniently positioned between the Milton and Pace areas with easy access to I-10, shopping, dining, rivers, beaches, downtown Pensacola and Northwest Florida's military installations (US Navy and Air Force), this location makes commuting and everyday living easy. Move-in ready new construction without the wait. Schedule your private showing today and ask about the seller's current limited-time incentive options. Virtual Staging Disclaimer: Select listing photos have been virtually staged to illustrate potential furniture placement and décor. Home is vacant. Furniture and décor shown are not included. Pricing, incentives, availability and terms are subject to change.

Highlights

Listed by Joann Hargrove , Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.33

Year Built

2026

County

Santa Rosa

Neighborhood

None

Listing ID

677325

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Microwave, Refrigerator, Self Cleaning Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • ▪ Additional:Ceiling Fan(s), Master on Main
Water:Public

Exterior Features

Lot Dimensions:183 X 78
Garage Capacity:2
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:New Construction
Parking Features:2 Car Garage
Principal Interest
$1,574
Taxes
$182

Home Price

$284,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$56,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,574.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,574.03 $181.62 $0.00 $1,755.66
Yearly $18,888.38 $2,179.49 $0.00 $21,067.86
Total $566,651.33 $65,384.55 $0.00 $632,035.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:29:41.000Z

© 2026 Pensacola Association of REALTORS®, Inc.