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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5365 Morgan Ridge Dr , Milton, FL 32570
$420,000
Est. Payment: $2,320.44/mo
3 Bed
3.5 Bath
2643 Sqft
0.72 Acres
Status: Contingent | Days on site: 38
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Harrison Lilly Team
Owner/Operator

House Description

Welcome home! This beautiful, light-filled, custom property is ready for a new family to make lasting memories. Inside, you will find a bright and airy layout featuring a huge kitchen with stainless steel appliances—perfect for family dinners—a sunny playroom or bonus sunroom, and 3 large bedrooms, each equipped with sizeable closet space and their own bathrooms. There is also an additional office space off the living room. Outside, the massive yard provides endless space, complete with a well-fed sprinkler system to keep the grass green all summer. You will love the attached 3-car garage for family vehicles and bikes, plus a detached 1-car workshop (20'X30') with sink makes the perfect hobby shop or extra storage. Two additional backyard buildings offer plenty of space for seasonal gear, tools, or even a backyard playhouse, "she shed" or "man cave". Rest easy knowing the big-ticket items are taken care of: a new roof was installed in April 2022, and brand-new, energy-efficient Low-E windows installed in main house to keep the home comfortable year-round. HVAC was replaced in 2014. This home is sold AS-IS and with just a fresh coat of paint, new carpet, and some landscaping to make it truly shine. Bring your design ideas and turn this rare, solid property into your dream home! Located in a mature community with large lots and no strict HOA rules limiting your backyard fun.

Highlights

Listed by Leah Tate , 850-432-5300 Coldwell Banker Realty , 850-432-5300. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.72

Year Built

1997

County

Santa Rosa

Neighborhood

Morgan Ridge Estates

Listing ID

688255

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Vinyl,Carpet,Simulated Wood
Other:
  • ▪ Additional:Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), Plant Ledges, Recessed Lighting, Sun Room, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Garage Capacity:3
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Irrigation Well, Sprinkler, Rain Gutters, Resale
Sewer:Septic Tank
Parking Features:3 Car Garage,Side Entrance
Principal Interest
$2,320
Taxes
$268

Home Price

$420,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$84,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,320.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,320.44 $267.75 $0.00 $2,588.19
Yearly $27,845.27 $3,213.00 $0.00 $31,058.27
Total $835,358.22 $96,390.00 $0.00 $931,748.22

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:18:54.000Z

© 2026 Pensacola Association of REALTORS®, Inc.