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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5245 Morgan Ridge Dr , Milton, FL 32570
$389,000
Est. Payment: $1,972.93/mo
3 Bed
2 Bath
2058 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

ROOM TO ENJOY QUIET AND PEACE! Discover a Home with Character and Space! Welcome to this spacious retreat nestled on ¾ of an acre, where charm, comfort, and functionality come together. Relax on the impressive 7' x 38' covered front porch, complete with ceiling fans—an inviting spot for morning coffee, evening conversations, or simply enjoying the shaded front yard. Inside, you'll find luxury vinyl plank (LVP) flooring throughout and a thoughtfully designed kitchen featuring Calcite countertops, a stylish tile backsplash, breakfast bar, breakfast nook, and a separate dining room that can also serve as a flexible bonus space. The bright and inviting sunroom, complete with central heating and air, provides year-round enjoyment, while the electric fireplace creates the perfect ambiance for cozy evenings. A split-bedroom floor plan offers added privacy for family members or guests, and natural gas is available for future convenience. Step outside to enjoy a fully fenced backyard with plenty of room to relax, garden, or entertain. The property also includes a workshop, a 9' x 11' deck, and an open patio, giving you multiple options for outdoor living. Additional highlights include a two-car garage with a 4' x 12' storage alcove, providing extra space for tools, hobbies, or seasonal items. If you're looking for a home that offers more than the ordinary—with generous indoor and outdoor living spaces, flexible floor plan, and thoughtful features—this one is ready to welcome you home.

Highlights

Listed by Janet Coulter , 850-564-1038 JANET COULTER REALTY , 850-206-3666. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.75

Year Built

1996

County

Santa Rosa

Neighborhood

Morgan Ridge Estates

Listing ID

685170

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Dishwasher
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Baseboards, Sun Room, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Lot Dimensions:125X262
Garage Capacity:2
Zoning:County,No Mobile Homes,Res Single
Roof:Shingle
Others:
  • Additional:Rain Gutters, Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Side Entrance,Garage Door Opener
Principal Interest
$1,973
Taxes
$248

Home Price

$389,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$77,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,972.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,972.93 $247.99 $0.00 $2,220.92
Yearly $23,675.22 $2,975.85 $0.00 $26,651.07
Total $710,256.46 $89,275.50 $0.00 $799,531.96

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.