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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6480 Churchill Cir , Milton, FL 32583
$259,900
Est. Payment: $1,435.91/mo
3 Bed
2 Bath
1435 Sqft
0.13 Acres
Status: Pending | Days on site: 153
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ZEEEXX - ZE23207,OASE01
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

VA ASSUMABLE LOAN ! Welcome to this charming home in the heart of Milton that offers the perfect blend of comfort, functionality, and convenience! This well-maintained property features a spacious layout with abundant natural light, creating a warm and inviting atmosphere throughout. The home boasts a thoughtfully designed floor plan with generous living spaces, ideal for both relaxing and entertaining. The kitchen provides ample cabinetry and workspace, flowing seamlessly into the dining and living areas. Step outside to enjoy a large yard--perfect for gatherings, pets, or simply unwinding after a long day. Conveniently located near schools, shopping, dining, and just a short drive to local beaches and Pensacola, this home offers both tranquility and accessibility.
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Highlights

Listed by Michelle Martin , 850-218-3939 EXP REALTY LL , 888-883-8509. Pensacola Association of REALTORS®, Inc.

Property Type

Residential
Lot/Acreage
0.13

HOA Fee

220 Annually

Year Built

2019

County

Santa Rosa

 Neighborhood

Monticello Estates

Listing ID

681796

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Vinyl,Carpet,Simulated Wood
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), Recessed Lighting, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Garage Capacity:2
Zoning:Res Single
Roof:Composition,Gable
Others:
  • ▪ Additional:Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Front Entrance,Garage Door Opener
Principal Interest
$1,436
Taxes
$166
HOA
$220

Home Price

$259,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$51,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,435.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,435.91 $165.69 $220.00 $1,821.60
Yearly $17,230.92 $1,988.24 $2,640.00 $21,859.16
Total $516,927.62 $59,647.05 $79,200.00 $655,774.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.