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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2649 San Clemente Dr , Milton, FL 32583
$99,900
Est. Payment: $551.93/mo
0.29 Acres
Status: Active | Days on site: 33
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Harrison Lilly Team
Owner/Operator

House Description

Build your waterfront vision in this gorgeous Monterey Shores community. This approximately 0.30 acre, mostly cleared residential lot offers roughly 101 x 130 feet of space with canal frontage and peaceful water views. Enjoy direct access through Indian Bayou toward Escambia Bay, creating an ideal setting for boating, fishing, kayaking, or simply relaxing along the water. With approximately 101 feet of waterfront, there may also be potential for a private dock, subject to applicable permitting and approvals. Conveniently located near I-10, shopping, schools, and an easy drive to downtown Pensacola, this property offers the rare combination of waterfront living and everyday accessibility. Bring your builder and create the Northwest Florida waterfront home you’ve been envisioning. Also only about 20 minutes to Pensacola Beach.

Highlights

Listed by Lee Wood , 850-450-9787 Serhant Florida LLC , 646-480-7665. Pensacola Association of REALTORS®, Inc.

Property Type

Vacant Land

Lot/Acreage
0.29

County

Santa Rosa

Neighborhood

Monterey Shores

Listing ID

688472

Questions about this listing?

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Interior Features

Water:None

Exterior Features

Lot:Canal Front
Lot Dimensions:101 x 130
Zoning:County,Res Single
Sewer:None
Principal Interest
$552
Taxes
$64

Home Price

$99,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$19,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$551.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $551.93 $63.69 $0.00 $615.62
Yearly $6,623.20 $764.24 $0.00 $7,387.43
Total $198,695.92 $22,927.05 $0.00 $221,622.97

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:18:54.000Z

© 2026 Pensacola Association of REALTORS®, Inc.