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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3981 Pendragon Cir , Milton, FL 32583
$245,000
Est. Payment: $1,353.59/mo
3 Bed
2.5 Bath
1537 Sqft
0.06 Acres
Status: Active | Days on site: 101
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Harrison Lilly Team
Owner/Operator

House Description

Move-in ready and loaded with thoughtful upgrades, this beautifully maintained 3-bedroom, 2.5-bath townhome offers the perfect blend of comfort, convenience, and low-maintenance living. The open-concept kitchen features quartz countertops, a spacious breakfast bar, stainless steel appliances, and a pantry enhanced with custom wooden shelving. The owner has also upgraded the hardware throughout the home, adding a polished, custom feel. Upstairs, the spacious primary suite features a generous walk-in closet and an en-suite bath with dual vanities, an oversized shower, and a linen closet. Smart Home Technology and fabric hurricane window and door protection provide added convenience and peace of mind. Perfect as a primary residence, second home, or investment property, this turnkey townhome is ideally located with a school within walking distance, shopping and dining just minutes away, and the beautiful Gulf Coast beaches only 15–20 minutes from your doorstep. Community amenities include a playground and dog park, with convenient access to Highway 281, the Blackwater River, and NAS Whiting Field. Move-in ready and packed with value—schedule your private showing today!

Highlights

Listed by Catherine Ronson , 417-259-3060 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

Lot/Acreage
0.06

HOA Fee

450 Annually

Year Built

2025

County

Santa Rosa

Neighborhood

Lancelot Townhomes

Listing ID

685114

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Multi Units,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Carpet
Other:
  • ▪ Additional:Storage, Baseboards, Ceiling Fan(s), High Ceilings, High Speed Internet
Water:Public

Exterior Features

Lot:Central Access,Interior Lot
Garage Capacity:2
Zoning:Res Multi
Roof:Shingle
Others:
  • ▪ Additional:Resale
Sewer:Public Sewer
Parking Features:Garage,Guest,Garage Door Opener
Principal Interest
$1,354
Taxes
$156
HOA
$450

Home Price

$245,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,353.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,353.59 $156.19 $450.00 $1,959.78
Yearly $16,243.08 $1,874.25 $5,400.00 $23,517.33
Total $487,292.30 $56,227.50 $162,000.00 $705,519.80

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.