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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4528 Bayside Dr , Milton, FL 32583
$969,000
Est. Payment: $4,914.59/mo
3 Bed
3 Bath
2458 Sqft
Status: active | Days on site: 167
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience breathtaking waterfront living on Escambia Bay at 4528 Bayside Drive in Milton. This fully renovated custom home offers 103 feet of bay frontage and was designed to capture the water from nearly every angle with dramatic vaulted ceilings and a stunning wall of windows filling the home with natural light and uninterrupted views of dolphins, sunsets, and the ever-changing beauty of the bay. The exterior features new Hardie board siding, reinforced framing and windows, hurricane shutters, and a metal roof. A winding pebble-style driveway leads to the elevated home where you’ll find two-car garage parking, additional parking area, and a large covered area beneath the home perfect for storage or entertaining. Outdoor living is exceptional with screened porches overlooking the water, expansive porches spanning the length of the home, and balconies from the living room and primary suite. A long private dock extends into Escambia Bay and includes a covered boathouse with seating area and direct access toward Pensacola Beach and the Gulf. Inside, wood-look tile plank flooring flows throughout the main living areas complemented by recessed lighting and oversized sliding doors framing the bay views. The open living space features soaring ceilings, a fireplace with custom built-ins, a sunken dining area, and both spiral and traditional staircases leading to the upper level. The updated kitchen includes two-tone soft close custom built cabinetry, quartz countertops, custom tile backsplash, bar seating, stainless Frigidaire Gallery appliances, double ovens, and a glass cooktop. The spacious primary suite offers balcony access, high ceilings, plantation shutters, elevator access, and a luxurious bath with double vanity, freestanding soaking tub, tiled walk-in shower with rain head, and walk-through closet with laundry.

Highlights

Listed by Jason Mcguire , 850-341-5394 REMAX Select Partners , 850-995-0030. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

250 Annually

Year Built

1988

County

Santa Rosa

Neighborhood

Bayside

Listing ID

678822

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Hybrid Water Heater, Double Oven, Refrigerator
Air Cond:Multi Units,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Simulated Wood
Other:
  • Additional:Baseboards, Bookcases, Cathedral Ceiling(s), Ceiling Fan(s), Elevator, High Ceilings, High Speed Internet
Water:Public

Exterior Features

Lot:Central Access,Bay,Waterfront,Block/Seawall
Garage Capacity:2
Zoning:Res Single
Roof:Metal
Others:
  • Additional:Balcony, Dock, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Front Entrance,Oversized
Principal Interest
$4,915
Taxes
$618
HOA
$250

Home Price

$969,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$193,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,914.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,914.59 $617.74 $250.00 $5,782.32
Yearly $58,975.02 $7,412.85 $3,000.00 $69,387.87
Total $1,769,250.66 $222,385.50 $90,000.00 $2,081,636.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.