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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4501 Bayside Dr , Milton, FL 32583
$1,150,000
Est. Payment: $5,831.98/mo
4 Bed
3 Bath
3305 Sqft
Status: active | Days on site: 34
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Waterfront Luxury with Panoramic Bay Views on Nearly an Acre. New Roof June of 2026. Experience exceptional waterfront living in this beautifully updated 4-bedroom, 3-bathroom home offering 3,305 square feet of living space on a private 0.90-acre lot. Designed to maximize natural light and breathtaking views, the home features expansive windows, light interior finishes, and a flowing open-concept layout that seamlessly connects the main living areas. The spacious kitchen is equipped with modern conveniences, including a tankless water heater and propane gas service. Thoughtfully designed bedrooms provide privacy and comfort, while bamboo flooring in the bedrooms and new tile throughout the main living areas add warmth and style. Enjoy year-round relaxation in the indoor lap pool overlooking the bay, complemented by a covered lanai, screened deck, and open-air entertaining spaces. The impressive two-story sun deck sits above the boat lift, creating the perfect vantage point for taking in panoramic water views and spectacular sunsets. Boating enthusiasts will appreciate direct water access, a kayak launch, and two boat lifts--one designed for a powerboat and a second larger lift suitable for a sailboat or larger vessel. Significant infrastructure improvements include connection to sewer with a commercial-grade grinder system, complete removal of previous septic tanks, lines, and mounds, and the addition of a gravel driveway.

Highlights

Listed by Erik T Hansen , 850-377-2201 Keller Williams Realty Gulf Coast , 850-471-5000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.9

HOA Fee

Year Built

1992

County

Santa Rosa

Area

10 - North Santa Rosa County

Neighborhood

Bayside

Listing ID

1005803

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Flood Insurance Req,Interior,Within 1/2 Mile to Water,Bay
Lot Dimensions:Irregular
Zoning:County, Resid Single Family
Others:
  • Additional:Rain Gutter, Balcony, Boat Slip, Boatlift, Dock, Pool - Enclosed, Pool - Vinyl Liner, Deck Open, Patio Enclosed, Porch Open
Sewer:Septic Tank
Parking Features:Garage
Principal Interest
$5,832
Taxes
$750
HOA
$0

Home Price

$1,150,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,831.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,831.98 $749.56 $0.00 $6,581.54
Yearly $69,983.73 $8,994.74 $0.00 $78,978.47
Total $2,099,511.80 $269,842.20 $0.00 $2,369,354.00

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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