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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4501 Bayside Dr , Milton, FL 32583
$1,150,000
Est. Payment: $6,353.58/mo
4 Bed
3 Bath
3305 Sqft
0.9 Acres
Status: Active | Days on site: 110
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Harrison Lilly Team
Owner/Operator

House Description

Waterfront living is more than the view. It’s stepping outside, getting on the boat, watching the sun set over the bay, and enjoying nearly an acre of privacy from your own backyard. Set on a private 0.90-acre waterfront lot, this beautifully updated 4-bedroom, 3-bath home offers 3,305 square feet designed around the water. Expansive windows fill the home with natural light and showcase panoramic bay views, while the open-concept layout creates an easy flow for everyday living and entertaining. A NEW ROOF was installed in June 2026. The kitchen opens naturally to the main living spaces, while light interior finishes, new tile throughout the primary living areas, and bamboo flooring in the bedrooms create a warm, relaxed coastal feel. And then there’s the water. Swim year-round in the indoor lap pool while overlooking the bay. Enjoy morning coffee on the covered lanai, spend the afternoon on the screened deck, or head up to the two-story sun deck above the boat lift for wide-open water views and incredible sunsets. For boaters, this property delivers. Direct water access, a kayak launch, and TWO BOAT LIFTS make it easy to enjoy life on the water. One lift accommodates a powerboat, while the larger second lift offers space for a sailboat or larger vessel. Major infrastructure improvements have already been completed, including connection to sewer with a commercial-grade grinder system, removal of the previous septic tanks, lines and mounds, and the addition of a gravel driveway. The home also features propane gas service and a tankless water heater. Some homes give you a view of the water. This one gives you a life on it.

Highlights

Listed by Erik Hansen , 850-741-1410 and Jeanette Eriksen , 850-543-2069 KELLER WILLIAMS REALTY GULF COAST , 850-471-5000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.9

HOA Fee

216 Annually

Year Built

1992

County

Santa Rosa

Neighborhood

Bayside

Listing ID

684636

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Tankless Water Heater/Gas, Dishwasher, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,Tile
Other:
  • ▪ Additional:Storage, Ceiling Fan(s), High Ceilings, High Speed Internet, Recessed Lighting, Master on Main
Water:Public

Exterior Features

Lot:Central Access,Cul-De-Sac,Bay,Waterfront,Boat Lift,Pier,Rip Rap
Garage Capacity:3
Zoning:Res Single
Roof:Shingle,Hip
Others:
  • ▪ Additional:Balcony, Rain Gutters, Dock, Resale
Parking Features:3 Car Garage,Circular Driveway,Front Entrance,Guest
Principal Interest
$6,354
Taxes
$733
HOA
$216

Home Price

$1,150,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,353.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,353.58 $733.13 $216.00 $7,302.71
Yearly $76,243.01 $8,797.50 $2,592.00 $87,632.51
Total $2,287,290.37 $263,925.00 $77,760.00 $2,628,975.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:45:26.000Z

© 2026 Pensacola Association of REALTORS®, Inc.