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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4504 Bayside Dr , Milton, FL 32583
$1,080,000
Est. Payment: $5,966.84/mo
3 Bed
2 Bath
3414 Sqft
0.27 Acres
Status: Active | Days on site: 32
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Harrison Lilly Team
Owner/Operator

House Description

Designed to maximize its coastal position, this residence brings the natural calming influence of expansive water views into nearly every room. Clean architectural proportions and screened decks maximize passive airflow while offering unobstructed sunset views over the water. The main living space revolves around an open-concept great room anchored by 21-foot vaulted ceilings, dynamic water views, and an electric fireplace. Adjacent to the main gathering area, the kitchen features rich quartz countertops, center island, tailored cabinetry, a large pantry, and a bright breakfast nook. The main level also provides dedicated spaces for concentration and hosting, featuring a home office, formal dining and living areas, and two guest bedrooms served by a dual-vanity bathroom. Screened wrap-around decks stretch across the rear and side perimeter, expanding the usable living area out into the coastal air. Occupying the entire top level, the primary suite offers a quiet retreat with a sitting area and elevated water views from the sliding glass doors that open directly onto a landing with a spiral staircase leading below. The primary bathroom features dual vanities, a separate water closet, a custom walk-in shower, a jetted soaking tub, and two separate walk-in closet spaces measuring 10'x6' and 8'x13'. Additional energy-efficient spray-foam insulated walk-in storage rooms are accessible directly off the suite. The lower footprint is optimized for functional storage and shoreline utility, offering sheltered parking for up to four (or more) vehicles, a workshop, stacked sliding screens across the rear, and removable slatted exterior walls. Boating infrastructure is anchored by a 240-foot private pier, boat house and lift, two catwalks, a swim ladder, and navigable water depths (4’-5’ summer and 3’ winter). Recent upgrades: New flooring in office, dining room and living room, countertop in baths and kitchen, new decking & screens, entire home painted 2026 & hot water heater.

Highlights

Listed by Nancy Grogan , 850-377-7578 Berkshire Hathaway Home Services PenFed Realty , 850-932-6278. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

216 Annually

Year Built

1994

County

Santa Rosa

Neighborhood

Bayside North

Listing ID

688551

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Dishwasher, Microwave, Refrigerator, Self Cleaning Oven
Air Cond:Multi Units,Heat Pump,Ceiling Fan(s)
Fireplaces:Electric
Floor:Tile,Carpet,Laminate
Other:
  • ▪ Additional:Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, High Ceilings, High Speed Internet, Plant Ledges, Recessed Lighting
Water:Public

Exterior Features

Lot:Bay,Waterfront,Block/Seawall,Boat Lift,Pier,Rip Rap
Garage Capacity:4
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:4 or More Car Garage,Front Entrance,Oversized,Garage Door Opener
Principal Interest
$5,967
Taxes
$689
HOA
$216

Home Price

$1,080,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$216,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,966.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,966.84 $688.50 $216.00 $6,871.34
Yearly $71,602.13 $8,262.00 $2,592.00 $82,456.13
Total $2,148,064.00 $247,860.00 $77,760.00 $2,473,684.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:18:54.000Z

© 2026 Pensacola Association of REALTORS®, Inc.