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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7079 Oak St , Milton, FL 32583
$629,000
Est. Payment: $3,190.17/mo
3 Bed
1.5 Bath
2490 Sqft
Status: active | Days on site: 51
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Enjoy waterfront living with stunning bay views, mature oak trees draped in Spanish moss, and convenient access to boating and water recreation. This property features an open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating a comfortable space for everyday living and entertaining. Interior improvements include a spacious modern bathroom, a generously sized laundry room, an updated half bath, and a primary bedroom suite featuring a custom closet. An additional unfinished space offers the opportunity for future expansion and customization to suit your needs. A large storage room provides plenty of room for tools, equipment, and outdoor gear. Step outside to enjoy the private swimming pool and outdoor living areas, perfect for relaxing or entertaining guests. New digital pool pump with timer installed in May 2026, new water heater in 2025, both A/C units replaced in 2024 and a new roof was installed in 2023. A public boat launch is located just around the corner, providing easy access to fishing, boating, and watersports. Located in the historic community of Bagdad, known for its rich lumber and maritime history, waterfront parks, scenic riverfront views, and charming small-town atmosphere. The property is also approximately 25-30 minutes from Downtown Pensacola, where you'll find a vibrant mix of restaurants, shopping, art galleries, museums, festivals, nightlife, and the Pensacola waterfront. This location offers the perfect balance of peaceful waterfront living with convenient access to the amenities and attractions of the Gulf Coast.

Highlights

Listed by James Waldrop , 251-981-2400 RE/MAX OF ORANGE BEACH , 251-981-2400. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.74

Year Built

1966

County

Santa Rosa

Neighborhood

Bagdad

Listing ID

685240

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1.5
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater, Built In Microwave, Dishwasher
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet,Laminate
Other:
  • Additional:Ceiling Fan(s), Office/Study, Master on Main
Water:Public

Exterior Features

Lot:Bay,Waterfront,Natural
Lot Dimensions:120x270
Zoning:Res Single
Roof:Composition
Others:
  • Additional:Resale
Parking Features:Driveway
Principal Interest
$3,190
Taxes
$401

Home Price

$629,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$125,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,190.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,190.17 $400.99 $0.00 $3,591.16
Yearly $38,282.03 $4,811.85 $0.00 $43,093.88
Total $1,148,460.96 $144,355.50 $0.00 $1,292,816.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Milton, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.