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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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101-2 N 32nd St , Mexico Beach, FL 32456
$599,999
Est. Payment: $3,043.08/mo
4 Bed
2 Bath
1806 Sqft
Status: pending | Days on site: 147
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Charming 4BR/2.5BA Beach Cottage in Waterside Village Cottages Nestled in the highly sought-after Waterside Village Cottages, this beautiful 4-bedroom, 2.5-bath beach cottage offers a perfect blend of comfort and coastal charm. With a bonus 3rd-floor loft that can be used as an additional bedroom, this home has plenty of space for family and friends. As the end unit in Waterside, this property boasts larger boardwalks and a prime location on the outside of the fence, ensuring added tranquility. Inside, you'll find tile and wood flooring that adds warmth and elegance throughout. Relax and unwind on the back decks or balcony while taking in the breathtaking views. The home sits along the canal, offering easy access to the community docks for day docking. Residents enjoy shared access to Waterside Village Condos' fantastic amenities, including a hot tub, pool, boardwalk, and day docking with direct access to the Gulf of Mexico. Plus, the sugar-white beach is just a short walk away, making this the perfect spot to live the coastal lifestyle you've always dreamed of. Don't miss the opportunity to own this beautiful beach cottage in Waterside Village!

Highlights

Listed by Adrian Welle , 850-895-1256 Waves & Woods Realty, LLC , 850-895-1256. Bay County Association of REALTORS

Property Type

Residential

HOA Fee

1050 Quarterly

Year Built

2006

County

Bay

Area

05 - Bay County - East

Neighborhood

Waterside Village

Listing ID

792766

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2

Exterior Features

Lot Dimensions:0x0
Zoning:City
Sewer:Public Sewer
Principal Interest
$3,043
Taxes
$382
HOA
$1,050

Home Price

$599,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$120,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,043.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,043.08 $382.50 $1,050.00 $4,475.58
Yearly $36,516.98 $4,589.99 $12,600.00 $53,706.97
Total $1,095,509.42 $137,699.77 $378,000.00 $1,611,209.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS