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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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226 Dunes Dr , Mexico Beach, FL 32456
$3,325,000
Est. Payment: $16,863.77/mo
5 Bed
5 Bath
3763 Sqft
Status: active | Days on site: 531
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Now offered fully furnished! Nestled in the exclusive Sugar Sand community, this custom Gulf-front home offers high-end finishes, breathtaking views, and private beach access. Designed for luxury and relaxation, this five-bedroom, five-bathroom retreat is perfect as a personal getaway or premium rental investment. Enjoy unobstructed Gulf views from the back porch and reverse infinity-edge pool, with a private community boardwalk leading to golf cart beach access. Inside, black-frame windows, Catalina Black Label wood flooring, and a serene ocean-inspired color palette create a refined coastal ambiance. The shiplap stairwell with sconce lighting adds a touch of elegance. The entry-level features a guest suite with a private bath, a sitting area, and direct access to the pool terrace. Two additional suites offer privacy and Gulf views. Upstairs, the main living, dining, and kitchen areas boast soaring ceilings and panoramic vistas, with three sets of double doors opening to the covered balcony. The primary and an additional guest suite include spa-inspired en-suite baths with luxury brushed gold fixtures from the Momenti and Riu collections. Midway between Mexico Beach and Tyndall Air Force Base, this private, gated community offers a clubhouse, fitness center, community pool, and golf cart access to the beach. This Gulf-front estate is a rare opportunity for a luxury coastal retreat with strong rental potential. The reverse infinity-edge pool enhances the connection between the home and its natural surroundings, while a private community boardwalk provides golf cart access to the unspoiled white sand beach. Every detail of this residence has been thoughtfully designed to offer the perfect balance of style and functionality. Inside, the open-concept floor plan maximizes natural light, with black-frame windows and three sets of double doors leading to a covered balcony on the upper level. The Catalina Black Label wood flooring adds warmth and sophistication, while a serene ocean-inspired color palette enhances the coastal ambiance. Stylish design elements, such as a shiplap stairwell with sconce lighting, and the elegant contrast of White Dove walls with Woodlawn Blue interior doors, elevate the home's aesthetic appeal. Upon entry, the paved parking pad leads into an elegant foyer, opening to a guest suite with a private bathroom, a TV/sitting area, and direct access to the pool terrace. Two additional guest suites on this level offer privacy, each with their own en-suite bathrooms. Upstairs, the main living, dining, and kitchen areas take center stage with soaring ceilings, high-end finishes, and panoramic Gulf views. Three sets of double doors open to the covered balcony, allowing for effortless indoor-outdoor entertaining. The primary suite and an additional guest suite occupy this level, featuring spa-inspired en-suite bathrooms with luxury brushed gold fixtures from the Momenti and Riu collections. Located midway between Mexico Beach and Tyndall Air Force Base, the private, gated Sugar Sand community offers a social clubhouse with a full kitchen, a community pool, a fitness center, and private golf cart access to the beach. With completion expected in October 2025, this stunning Gulf-front estate is a rare opportunity to own an exclusive coastal retreat, offering strong rental potential for investors or the ultimate luxury beach lifestyle for discerning homeowners. This home is being offered unfurnished at the current list price. However, it can be sold fully furnished and turnkey for an additional cost. Please inquire for details on pricing and inclusions.

Highlights

Listed by Arouny A Phathanak , 615-624-1879 and JW Group , 850-218-8797 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
1.07

Year Built

2025

County

Bay

Area

27 - Bay County

Neighborhood

Sugar Sand

Listing ID

970073

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Dishwasher, Disposal, Ice Machine, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Sidewalk,Within 1/2 Mile to Water,See Remarks,Gulf
Lot Dimensions:140X335
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Pool - Gunite Concrt, Deck Open
Sewer:Public Sewer
Principal Interest
$16,864
Taxes
$2,120

Home Price

$3,325,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$665,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,863.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,863.77 $2,119.69 $0.00 $18,983.46
Yearly $202,365.27 $25,436.25 $0.00 $227,801.52
Total $6,070,958.15 $763,087.50 $0.00 $6,834,045.65

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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