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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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109 Dunes Dr , Mexico Beach, FL 32456
$2,680,000
Est. Payment: $13,592.45/mo
4 Bed
5 Bath
3752 Sqft
Status: active | Days on site: 181
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

LUXURY.VIEWS.PARADISE! An exquisite Gulf-View custom built 4 bedroom/4.5 bath luxury home in one of the most scenic seaside enclaves on the Forgotten Coast. This architectural gem offers an exceptional blend of breathtaking views, thoughtful design & upscale coastal living. Located on a peaceful cul-de-sac, this retreat is positioned to soak in stunning Gulf panoramas from the upper levels. Step inside where every detail has been carefully considered & each bedroom has their own private en-suite bath for comfort & privacy. The master suite is a sanctuary with direct balcony access of sweeping Gulf views. The luxurious en-suite with a free standing tub, separate shower & elegant green marble accents make every morning unforgettable. Head to the top floor & discover an entertainer's dream—generous living area framed by picturesque windows & a double slider leading to an expansive deck perfect for sunset gatherings or relaxing with a coastal breeze. The heart of the home is a chef's delight: custom cabinetry, a large island with waterfall quartzite countertop, GE Monogram appliances & a walk-in pantry with dry bar elevate culinary experiences. A versatile flex room adjoining the bunk room offers endless options—a 5th bedroom, game room or media space to suit your lifestyle. Practical amenities include laundry facilities on two levels & a built-in elevator for effortless movement. The private gated community pampers with exclusive amenities, including a chic clubhouse with kitchen, pool, & fitness center. The boardwalk/golf cart path lead you to the areas pristine white sand beaches & emerald Gulf waters—your everyday escape to paradise. Mexico Beach offers a laid-back coastal lifestyle filled with boating, fishing, shops, local seafood spots & miles of uncrowded beaches. Whether you're seeking a tranquil coastal retreat or investment, this extraordinary residence captures the best of luxury beach living. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

1050.11 Quarterly

Year Built

2025

County

Bay

Area

05 - Bay County - East

Neighborhood

Sugar Sand

Listing ID

784444

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Gas Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Interior Steps, Soaking Tub, Separate Shower, Upper Level Primary, Pantry

Exterior Features

Lot:Paved
Lot Dimensions:80 x 110
Zoning:City, Resid Single Family
Roof:Metal
Others:
  • Additional:Deck
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$13,592
Taxes
$431
HOA
$1,050

Home Price

$2,680,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$536,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,592.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $13,592.45 $431.00 $1,050.11 $15,073.56
Yearly $163,109.45 $5,172.00 $12,601.32 $180,882.77
Total $4,893,283.56 $155,160.00 $378,039.60 $5,426,483.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS