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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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227 Salt Creek Ln , Mexico Beach, FL 32456
$339,000
Est. Payment: $1,719.34/mo
4 Bed
3 Bath
1726 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Calling all military families and Gulf Coast dreamers: OWNER FINANCING AVAILABLE! No Flood Insurance Needed! This beautifully designed 4-bedroom, 3.5-bath townhome sits just 13 miles from Tyndall Air Force Base, offering an easy commute and a coastal lifestyle that feels like a permanent vacation. With VA-loan-friendly appeal and low-maintenance living, 227 Salt Creek Lane is the perfect fit for service members PCSing to the area, full-time residents, or anyone seeking a relaxed second-home getaway on Florida's Forgotten Coast. Wake up to salty breezes and end your days beneath wide-open Gulf skies in this 1,726 sf home in Salt Creek at Mexico Beach. Tucked along the peaceful west end of town, it offers a two-car garage and easy access to five miles of sugar-white sand, emerald water, and the nearby boat launch--so every weekend feels like a getaway. Inside, a thoughtfully planned floorplan is built for the way coastal life is really lived: room to host family and friends, space for guests or a home office, and finishes that reflect the relaxed, sunlit character of the Gulf Coast. Four bedrooms and three and a half baths give you the flexibility to settle in, host visitors, or stretch out. Step onto your private porch--the perfect spot for morning coffee or unwinding after a day on the water. Beyond your door, Salt Creek is a connected, friendly community built around the simple pleasures of shoreline living--sunrise walks, paddleboarding, fishing, and evenings spent watching the sun melt into the Gulf. HOA even handles to landscaping! Convenient to Port St. Joe and Panama City for dining, shopping, healthcare, and schools, this is a location that works as hard as it relaxes. This is more than a townhome--it's an invitation to belong to one of Florida's most beloved stretches of coast. Whether you're stationed nearby, settling down, or searching for your coastal escape, 227 Salt Creek Lane is ready to welcome you home. Your place on the Forgotten Coast is waiting.

Highlights

Listed by Ashley N Peevy , 850-867-7100 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.08

HOA Fee

242 Quarterly

Year Built

2025

County

Bay

Area

05 - Bay County - East

Neighborhood

Salt Creek at MB Townhomes

Listing ID

793408

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Gas Water Heater
Air Cond:Central Air,Zoned
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:37x94
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,719
Taxes
$13
HOA
$242

Home Price

$339,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$67,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,719.34

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,719.34 $13.09 $242.00 $1,974.43
Yearly $20,632.13 $157.06 $2,904.00 $23,693.19
Total $618,963.85 $4,711.80 $87,120.00 $710,795.65

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS