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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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101 42nd St E , Mexico Beach, FL 32456
$525,000
Est. Payment: $2,662.70/mo
2 Bed
2 Bath
1012 Sqft
Status: active | Days on site: 91
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Seabreeze Bungalow, a beautifully designed 2-bedroom, 2-bath coastal retreat located on the beach side of Highway 98—just a short stroll from the sugar-white sands of Mexico Beach. This professionally decorated property, with all furnishings and artwork newly updated in 2025, is sold fully furnished and ready to enjoy or continue as a successful vacation rental. Built in 2020, this immaculate home showcases custom finishes and high-quality construction throughout, including luxury vinyl plank flooring, 9-foot ceilings, quartz countertops, spray foam insulation, a Rinnai tankless water heater, and a durable metal roof. Tucked between Port St. Joe and Panama City, Mexico Beach is known for its quiet, uncrowded beaches and authentic small-town coastal charm -- the perfect antidote to the busier, more developed stretches of the Gulf Coast. Here, days are spent beachcombing and boating, and evenings end with fresh seafood and unforgettable sunsets over the water. Property Highlights: " X Flood Zone -- no flood insurance required " No HOA or fees " Fully furnished & professionally decorated (2025 refresh) " 9' ceilings, quartz countertops, LVP flooring throughout " Spray foam insulation, metal roof, stem wall foundation " Rinnai tankless water heater, outdoor shower, natural gas grill hookup " Steps to beach access " Proven vacation rental with strong income history " Nearby city boat ramp for easy Gulf access Whether you're searching for a savvy investment or your own slice of the Gulf, Seabreeze Bungalow won't last long. Reach out today to schedule your private showing.

Highlights

Listed by Shelby L Schuler , 850-687-4190 The Beach Group Properties LLC , 850-231-9007. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.01

Year Built

2020

County

Bay

Area

27 - Bay County

Neighborhood

Ocean Breeze Cottages

Listing ID

1003275

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:25x90
Zoning:Resid Multi-Family
Others:
  • Additional:BBQ Pit/Grill, Fenced Back Yard, Shower, Porch
Sewer:Public Sewer
Principal Interest
$2,663
Taxes
$631

Home Price

$525,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,662.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,662.70 $631.17 $0.00 $3,293.87
Yearly $31,952.41 $7,574.00 $0.00 $39,526.41
Total $958,572.34 $227,220.00 $0.00 $1,185,792.34

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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