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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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63 Oak Ave , Mexico Beach, FL 32456
$539,000
Est. Payment: $2,733.71/mo
2 Bed
2 Bath
1144 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover coastal living at its finest in this inviting 3BR/2B home nestled on a large corner lot in the highly sought-after Bluff area of Mexico Beach. JUST ONE BLOCK from the sand, this raised beach house offers elevated living, plentiful natural light, and multiple outdoor spaces designed to capture the refreshing Gulf breeze. The top level is the heart of the home and designed for easy coastal living. An open living/dining/kitchen arrangement provides space for gatherings and everyday comfort, while large windows and a breezy layout invite natural light and sea air. Two comfortable bedrooms and a full bath on this level make it simple to sleep and relax on the main living floor. A standout feature is the large sunroom on the top level -- the perfect spot to sip morning coffee, read a book, or catch an afternoon Gulf breeze while enjoying views of the neighborhood and trees. The sunroom expands your living space and brings the outdoors in without sacrificing comfort. Downstairs, just off the carport, you'll find a private third bedroom with its own full bath and the laundry room -- ideal for guests, an in-law setup or a home office. This lower level also catches the breeze, offering a cool retreat even on warm days. A backyard storage shed stores beach gear, bikes, and seasonal items, while the outdoor shower is perfect for rinsing off sand before stepping Inside. Located in the Desirable X Flood Zone (lower insurance exposure). No HOA and no high rises, a relaxed coastal lifestyle. Walkable neighborhood with sidewalks, restaurants, and quaint shops nearby. Being only one block to miles of sandy beach means strolls at sunrise, shelling afternoons, and easy access to swimming, fishing, and beachcombing. Evening beach walks culminate in the area's famed spectacular sunsets -- a nightly show that's hard to beat. New HVAC installed May 2026. Roof replaced in 2019. ALSO INCLUDED: $9,200 Credit at Cathey's Ace Hardware in Mexico Beach, FL.

Highlights

Listed by Carol E Erwin , 850-819-1205 Forgotten Coast Realty of NW Florida LLC , 850-648-3000. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.25

Year Built

1972

County

Bay

Area

05 - Bay County - East

Neighborhood

No Named Subdivision

Listing ID

791722

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Oven, Gas Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Window Unit(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:93.0 ft x 118.0 ft
Zoning:City
Roof:Metal
Sewer:Public Sewer
Principal Interest
$2,734
Taxes
$482

Home Price

$539,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$107,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,733.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,733.71 $482.39 $0.00 $3,216.09
Yearly $32,804.48 $5,788.64 $0.00 $38,593.12
Total $984,134.27 $173,659.20 $0.00 $1,157,793.47

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS