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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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209 7th St , Mexico Beach, FL 32456
$699,900
Est. Payment: $3,866.85/mo
5 Bed
3 Bath
1672 Sqft
0.19 Acres
Status: Active | Days on site: 6
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Harrison Lilly Team
Owner/Operator

House Description

BEACH DAYS AWAIT!! Discover the laid-back charm of Mexico Beach at 209 7th St, a beautifully updated 5 bedroom/3 bath coastal retreat offering plenty of room for family & friends. Just two blocks from dedicated beach access, this inviting home combines comfort, convenience & the relaxed lifestyle that makes Mexico Beach such a special place. Step inside to a bright, welcoming interior with updated finishes & a spacious layout designed for everyone to spread out while still enjoying comfortable gathering spaces. The kitchen is at the heart of the home with a center island, ample workspace & an open connection to the living areas, making everything from casual beach-day lunches to fresh seafood dinners easy & enjoyable. Updated flooring, recessed lighting & refreshed finishes throughout create a comfortable coastal feel that's ready to enjoy. Outdoor living adds even more appeal with a covered front porch that's perfect for morning coffee or relaxing in the coastal breeze. Out back, the open deck & fully fenced backyard create a fantastic setting for grilling, entertaining & soaking up the Florida sunshine while children & pets have plenty of room to play. A large backyard storage building provides valuable space for beach chairs, bicycles, fishing gear, paddleboards & all the extras that come with coastal living. The owners have also made a significant investment in a professional under-home encapsulation system designed to help control moisture, an especially valuable improvement in a coastal environment. Another great advantage is the home's location in the desirable X Flood Zone, considered an area of minimal flood risk where flood insurance is typically not required by mortgage lenders--an attractive benefit that may offer significant annual savings compared with properties in higher-risk coastal flood zones. Best of all, the sugar-white sand & beautiful waters of the Gulf are just a short stroll away. Spend your mornings walking the shoreline, afternoons swimming, fishing or boating & evenings taking in spectacular sunsets. Known for its uncrowded beaches, incredible fishing & welcoming small-town atmosphere, Mexico Beach offers a refreshingly easygoing way of life where sunshine, saltwater & time spent together take center stage. Fully updated, spacious & ready for its next chapter, 209 7th St is designed for making lasting beach memories--from morning coffee before heading to the Gulf to backyard cookouts with the whole crew & evenings enjoying the coastal breeze. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

Year Built

1950

County

Bay

Area

05 - Bay County - East

Neighborhood

No Named Subdivision

Listing ID

794743

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:75.0 ft x 112.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Patio, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$3,867
Taxes
$923

Home Price

$699,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$139,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,866.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,866.85 $922.77 $0.00 $4,789.61
Yearly $46,402.16 $11,073.20 $0.00 $57,475.36
Total $1,392,064.81 $332,196.00 $0.00 $1,724,260.81

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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