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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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110 N 39th St , Mexico Beach, FL 32456
$4,999,000
Est. Payment: $27,618.75/mo
4 Bed
4 Bath
3083 Sqft
0.27 Acres
Status: Active | Days on site: 41
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B98RE - B12976,B1142
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 110 N 39th Street, a Mexico Beach legacy property and one of the finest homes on the canal. Being one of only ten canalfront homes with a private pool, this thoughtfully crafted 4BR home stands in a class of its own. Completed in 2021 on two lots with over 250 feet of canal frontage, this 3,083 sq ft residence is also one of the few canal properties to offer a good Gulf view. Built for the serious boater and fisherman, the covered boathouse features a 25,000 lb lift big enough for a 40+ ft boat, a fish cleaning station, a seating area, and a fish feeder, with enough canal frontage to add a second boathouse. Coming from the boathouse, you will find Mexico Beach's nicest rod room with a television and seating area and space for 30+ rods and reels, connected to a bar area, a powder room, and adjacent to an extra storage room equipped with an ice machine and freezer. The ground floor is perfect for entertaining, featuring a roll-up door opening to the backyard and canal beyond. No detail was spared inside, where there are very high-end finishes and furniture, and shiplap walls on every floor, a 3-stop elevator, plenty of natural light in each room, and custom wooden blinds on almost every window in the house. A 4-panel sliding glass door creates a 10 ft opening from the living room to the screened porch, where you look directly down 39th St, at the Gulf, and stand on top of Trex decking. The kitchen is as good as they come, with custom cabinetry, stainless steel appliances including a custom range, floating shelves, and a walk-in pantry with antique double-acting doors. The main-floor master is just a short walk from the living area and has a great view overlooking the canal, balcony access, electric curtains, a walk-in closet, and the en-suite bathroom not only has a walk-in shower and vanity chair for getting ready, but connects to the laundry room, making laundry day a lot easier. The upstairs holds an oversized bedroom with two queens and plenty big enough to turn into an en-suite, 2 additional bedrooms which both have queen beds, a sleeping nook equipped with an outlet and light, and leads up to the loft with wrap-around windows that could be used for an additional sleeping area or an office setup with a gulf view that almost no other house on the canal has. For the non-boating days, the 10x20 pool was built with a seating ledge on one side, sits within a fenced-in area, and is just a few steps away from the covered outdoor shower running hot and cold water. With a separate indoor stairway coming from the garage and a ground-floor front entrance, no rainy day will ever be a problem at this house. Parking for 10+ cars, a two-car garage, and the multiple closets for additional storage round out the many unmatched features that come with this house. Homes of this caliber very rarely come available. Don't miss out on this rare opportunity to own one of Mexico Beach's finest homes. Call today!

Highlights

Listed by Carter L Dorsch , 850-624-7144 and Zach Childs , 850-819-0833 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.27

Year Built

2021

County

Bay

Area

05 - Bay County - East

Neighborhood

No Named Subdivision

Listing ID

794650

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Bar Fridge, Convection Oven, Electric Range, Gas Cooktop, Gas Oven, Ice Maker, Tankless Water Heater
Air Cond:Central Air,Ductless
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Main Level Primary, Walk-In Closet(s), Instant Hot Water

Exterior Features

Lot:Sprinkler System
Lot Dimensions:158.0 ft x 75.0 ft
Zoning:City, Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Boat Lift, Boat Slip, Covered Patio, Dock, Outdoor Shower, Porch
Sewer:Public Sewer,Sewer Tap Paid
Parking Features:Circular Driveway
Principal Interest
$27,619
Taxes
$2,187

Home Price

$4,999,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$999,800
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Monthly Price:
$27,618.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $27,618.75 $2,187.16 $0.00 $29,805.91
Yearly $331,425.06 $26,245.90 $0.00 $357,670.96
Total $9,942,751.78 $787,377.00 $0.00 $10,730,128.78

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS