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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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107 42nd St , Mexico Beach, FL 32456
$399,900
Est. Payment: $2,209.39/mo
0.15 Acres
Status: Active | Days on site: 28
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BPREG - B11285
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Harrison Lilly Team
Owner/Operator

House Description

PRIME LOCATION in Mexico Beach! OWNER FINANCING CONSIDERED for eligible buyers! This is an exceptional opportunity to secure your slice of paradise just steps from the water! This home site is perfectly situated just a hop, skip & jump from the canal and the nearby public boat ramp, making it a dream location for boating enthusiasts and coastal adventurers. Whether you're casting off for a day of fishing or simply cruising the Gulf, convenience is right around the corner. But the perks don't stop there. Just a steps away lies the sugar-white sands and emerald waters of the Gulf of Mexico. Imagine beachcombing at sunrise, soaking in vibrant sunsets, or launching your paddleboard for a peaceful morning on the water -- all within walking distance from your future doorstep. Set in the coveted X flood zone, this property offers peace of mind and potential savings, as flood insurance is not required. With level terrain and city utilities available, the lot is primed and ready for your custom beach home or coastal getaway. Whether you're planning to build your forever home, a second home, or a savvy vacation rental, this location checks all the boxes. Mexico Beach is known for its small-town charm, friendly community, and laid-back lifestyle. Enjoy local seafood restaurants, boutique shops, and endless outdoor activities in one of Florida's last remaining authentic beach towns. Don't miss this rare chance to own a well-located, build-ready lot near both water access and the beach. Call for your private tour of the area & come to LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.15

County

Bay

Area

05 - Bay County - East

Neighborhood

No Named Subdivision

Listing ID

795190

Questions about this listing?

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:75 x 90
Zoning:City, Resid Single Family
Principal Interest
$2,209
Taxes
$255

Home Price

$399,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,209.39 $254.94 $0.00 $2,464.33
Yearly $26,512.68 $3,059.24 $0.00 $29,571.91
Total $795,380.36 $91,777.05 $0.00 $887,157.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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