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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1004 15th St Unit 4 , Mexico Beach, FL 32456
$258,000
Est. Payment: $1,425.41/mo
2 Bed
2 Bath
950 Sqft
0.05 Acres
Status: Active | Days on site: 49
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Harrison Lilly Team
Owner/Operator

House Description

Your place at the beach may be more attainable than you think! Welcome to Unit 4 in Sea Pines, a 2-bedroom, 2-bath townhouse tucked away just off 15th Street in Mexico Beach and approximately half a mile from the sugar-white sands of the Gulf. With 950 heated and cooled square feet, this easy-to-maintain coastal home offers a comfortable layout with plenty of natural light, two bedrooms, two full baths and an oversized laundry/utility room. The kitchen features generous cabinet, granite counters along with a breakfast bar that opens to the living area. Out back, a private patio and partially fenced outdoor space provide a spot to enjoy the Florida sunshine or unwind after a day at the beach. One of the best perks of Sea Pines is the community pool--enjoy the benefits of having a pool without having to maintain one yourself. Trash service is also included in the HOA dues. And then there's the location. From here, you're minutes from the beach, Mexico Beach Market, local restaurants, coffee shops, fishing, boating and everything that makes this laid-back coastal community special. The property boasts a proven long-term rental history at $1,395 per month, offering buyers an income-producing coastal property option. Short-term vacation rentals are not permitted in Sea Pines; only long-term rentals are allowed. Based on the property's rental history, new owners have an opportunity to adjust the rental rate to reflect current market conditions. Built in 2005, Unit 4 offers flexibility as a primary residence, second home or long-term rental investment. Whether you're looking for your own place near the Gulf or a low-maintenance property with income potential, Sea Pines puts the Mexico Beach lifestyle within easy reach.

Highlights

Listed by Denise E Vickers , 256-682-1010 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.05

HOA Fee

2050 Annually

Year Built

2005

County

Bay

Area

05 - Bay County - East

Neighborhood

No Named Subdivision

Listing ID

794212

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:31x72
Zoning:City, Commercial, Resid Multi-Family
Roof:Shingle
Others:
  • ▪ Additional:Patio, Outdoor Shower
Sewer:Public Sewer
Parking Features:Gravel,No Garage,Parking Lot
Principal Interest
$1,425
Taxes
$252
HOA
$2,050

Home Price

$258,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$51,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,425.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,425.41 $252.23 $2,050.00 $3,727.64
Yearly $17,104.95 $3,026.73 $24,600.00 $44,731.68
Total $513,148.62 $90,801.90 $738,000.00 $1,341,950.52

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS