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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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115 St Frances St , Mexico Beach, FL 32456
$489,000
Est. Payment: $2,480.12/mo
4 Bed
2 Bath
1777 Sqft
Status: pending | Days on site: 60
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Casuna, one of Mexico Beach's most desirable communities, where coastal living meets modern comfort. This beautifully maintained 4-bedroom, 2-bath home offers a spacious open-concept floor plan, quality finishes, and a location just minutes from the Gulf of Mexico. Step inside to discover bright, inviting living spaces designed for both everyday living and entertaining. The open living room flows seamlessly into the kitchen and dining area, creating the perfect gathering space for family and guests. The kitchen features stainless steel appliances, extensive cabinetry, ample counter space, and a bright breakfast nook surrounded by windows. Whether you're preparing a quick meal or hosting a holiday gathering, this kitchen offers both functionality and style. The private primary suite serves as a true retreat, highlighted by a stunning custom-tiled walk-in shower with frameless glass enclosure, built-in bench seating, and designer finishes. Three additional bedrooms provide plenty of space for family, guests, a home office, or hobby space. Additional features include wood-look tile flooring throughout the main living areas, recessed lighting, neutral coastal colors, an attached two-car garage, covered front porch, and move-in-ready condition. Located in the highly sought-after Casuna subdivision, residents enjoy a peaceful neighborhood setting with restrictions on short-term rentals, helping preserve the community's residential character while still allowing long-term rental opportunities. You'll remain just minutes from Mexico Beach's sugar-white beaches, boating, fishing, dining, and shopping while enjoying the benefits of a well-maintained coastal neighborhood. Whether you're searching for a primary residence, or second home this spacious coastal home offers the perfect combination of comfort, convenience, and location. Some photos are virtually staged.

Highlights

Listed by Adrian Welle , 850-895-1256 Waves & Woods Realty, LLC , 850-895-1256. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

900 Annually

Year Built

2015

County

Bay

Area

05 - Bay County - East

Neighborhood

Casuna

Listing ID

793210

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:75.0 ft x 100.0 ft
Zoning:City
Sewer:Public Sewer
Principal Interest
$2,480
Taxes
$312
HOA
$900

Home Price

$489,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$97,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,480.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,480.12 $311.74 $900.00 $3,691.85
Yearly $29,761.39 $3,740.85 $10,800.00 $44,302.24
Total $892,841.67 $112,225.50 $324,000.00 $1,329,067.17

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS