Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

112 St Frances St , Mexico Beach, FL 32456
$659,000
Est. Payment: $3,640.88/mo
3 Bed
4 Bath
1620 Sqft
0.17 Acres
Status: Active | Days on site: 76
Get Pre-Qualified
B98RE - B12976
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Welcome to 112 St. Frances Street, a 3BR/3.5BA custom-built home in Mexico Beach's Casuna subdivision, sitting on a corner lot just two blocks from the beach and a one-minute golf cart ride away. Built in 2023, this home is framed with 2x6s instead of the standard 2x4s, features a metal roof, spray foam insulation throughout the attic and above the garage, impact-resistant doors and windows, and an insulated garage door with Ring flood cameras for added security. The kitchen features custom cabinetry, KitchenAid appliances, granite countertops, and hidden outlets for a clean, modern look. The first-floor master suite offers a massive 7x15 walk-in closet complete with an 8-foot mirror in the pocket door, while both upstairs bedrooms are spacious and each have their own private bathroom with quartz countertops. The attached garage is already wired for a mini split and features a heat pump water heater that keeps the space comfortable even in the peak of summer. Out back, a covered patio with an outdoor kitchen setup is perfect for entertaining, and the community pool and clubhouse are just a short walk away. With a low $900 annual HOA, a gulf view from the balcony, and golf cart-friendly surroundings, this home is a great find in Mexico Beach. Call today!

Highlights

Listed by Carter L Dorsch , 850-624-7144 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

900 Annually

Year Built

2023

County

Bay

Area

05 - Bay County - East

Neighborhood

Casuna

Listing ID

791173

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Water Heater

Exterior Features

Lot:Paved
Lot Dimensions:75.0 ft x 100.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Deck, Outdoor Kitchen
Sewer:Public Sewer
Principal Interest
$3,641
Taxes
$420
HOA
$900

Home Price

$659,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$131,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,640.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,640.88 $420.11 $900.00 $4,960.99
Yearly $43,690.56 $5,041.35 $10,800.00 $59,531.91
Total $1,310,716.83 $151,240.50 $324,000.00 $1,785,957.33

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Mexico Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS