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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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320 Sunny Dr , Mary Esther, FL 32569
$3,697,500
Est. Payment: $20,428.15/mo
6 Bed
6 Bath
4807 Sqft
0.64 Acres
Status: Active | Days on site: 487
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Harrison Lilly Team
Owner/Operator

House Description

PRIMARY HOME, GUEST HOUSE, POOL, BOAT DOCK & PRIVATE BEACH IN GATED WATERFRONT COMMUNITY. 320 Sunny Drive is the most unique waterfront property along the Emerald Coast with over 180-degree views from the Santa Rosa Sound to the Gulf. The 3B/2.5B main residence features an open concept main floor while the second floor is a relaxing primary retreat. Even the separate 3B/2.5B guest house features water views from almost every room. The waterfront pool patio is surprisingly secluded, with paved paths leading to the private beach, boat dock (2018), fire pit, shuffleboard and chess. Parking is abundant and Tesla ready. Inside Sandy Pointe, a gated community, 320 Sunny Drive is a MUST SEE!

Highlights

Listed by Lee Glaser , 850-685-1458 Northwest Florida Real Estate , 850-685-1458. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.64

HOA Fee

Year Built

2001

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Sandy Pointe

Listing ID

975840

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Security System, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Other:
  • ▪ Additional:Breakfast Bar, Fireplace, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Bulkhead/Seawall,Dead End,Flood Insurance Req,Within 1/2 Mile to Water,Intracoastal Wtrwy,Shore - Beach,Shore - Natural,Shore - Seawall,Sound
Lot Dimensions:212X291X300
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Boat Slip, Dock, Pool - Gunite Concrt, Separate Living Area, Deck Open
Sewer:Public Sewer
Parking Features:Covered
Principal Interest
$20,428
Taxes
$810
HOA
$0

Home Price

$3,697,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$739,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$20,428.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $20,428.15 $809.87 $0.00 $21,238.03
Yearly $245,137.86 $9,718.49 $0.00 $254,856.35
Total $7,354,135.77 $291,554.70 $0.00 $7,645,690.47

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Mary Esther, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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