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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1409 W Highway 98 Hwy Unit 202 , Mary Esther, FL 32569
$399,000
Est. Payment: $2,204.42/mo
3 Bed
3 Bath
1534 Sqft
Status: Active | Days on site: 272
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EFAC - E28406
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Sunsets, sunsets and more perfect sunsets!! Welcome to this beautiful waterfront getaway. This 3 Bed 2.5 Bath, 1,534 sqft condo is quite a find in this area. The unobstructed view is an even harder find. Year-round sunsets, waterfront pool & deck, dock slip with boat lift, the list goes on! Throughout you will find a fine wood textured porcelain tile. Wake up and step out onto the balcony with this exquisite view every morning. Condos can often have the issue of never having enough space for storage, not here! The space is cleverly put to use including a MASSIVE primary closet through the bathroom, large utility room with washer/dryer, kitchen with pantry and large outdoor storage. The large open living space with kitchen and wet bar is the ideal entertaining space for family and friends.
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Highlights

Listed by Caleb H Smith , 850-598-3202 Seahorse Realty Inc , 850-796-2040. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2000

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Rum Island Condominium

Listing ID

992244

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Elevator, Pantry, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Within 1/2 Mile to Water,Unit Waterfront,Intracoastal Wtrwy,Shore - Rip Rap,Shore - Seawall,Sound
Others:
  • ▪ Additional:Rain Gutter, Balcony, Boat Slip, Dock, Patio Open
Sewer:Public Sewer
Parking Features:Boat,Carport Detached
Principal Interest
$2,204
Taxes
$156
HOA
$0

Home Price

$399,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,204.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,204.42 $156.10 $0.00 $2,360.52
Yearly $26,453.01 $1,873.22 $0.00 $28,326.23
Total $793,590.31 $56,196.60 $0.00 $849,786.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Mary Esther, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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