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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6 Plantation Oaks , Mary Esther, FL 32569
$739,000
Est. Payment: $3,748.07/mo
4 Bed
3 Bath
2649 Sqft
Status: pending | Days on site: 112
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Built in 2021 by renowned local builder Damian Curtis, this 2,649-square-foot home with 4 bedroom + office and 2.5 baths blends timeless Southern charm with modern comfort. Ideally located on a gorgeous oak tree lined street and surrounded by all newly built homes. This home offers easy access to Hurlburt Field and Eglin Air Force Base, and just minutes from the sugar-white sands of Okaloosa Island, it offers the perfect balance of convenience and coastal living. Evenings can be spent by the water, toes in the sand, watching breathtaking sunsets over the Santa Rosa Sound--an everyday reminder of what makes this area so special. Nestled on a quiet cul-de-sac in Plantation Oaks beneath a canopy of mature live oaks, the home was designed with both elegance and livability in mind. The open-concept living and dining areas create a natural gathering space for entertaining or simply enjoying everyday moments. A striking oversized gas fireplace with a shiplap surround and custom built-in shelving draws the eye upward to 10-foot ceilings, setting the tone for the home's refined yet comfortable style. The chef's kitchen is both elegant and functional, filled with natural light and featuring crisp white shaker-style cabinetry, brushed metal hardware, under-cabinet lighting, and light quartz countertops. A gas cooktop with a convenient pot filler makes meal prep effortless, while the marble and glass mosaic backsplash--designed in a geometric floral pattern with soft whites and grays--adds texture and timeless sophistication. Just off the main living area, the private first-floor primary suite offers a peaceful retreat. The spa-like ensuite includes a soaking tub, glass-enclosed walk-in shower, dual vanities, a private water closet, and generous walk-in closets. A thoughtfully designed laundry and mudroom off the oversized garage creates an ideal transition space for daily life, blending practicality with organization. Upstairs, three spacious bedrooms, a full bath, and a versatile office or flex space overlooking the front of the home provide room to grow, work, and relax. Additional walk-in attic storage with flooring makes staying organized simple and convenient. You could also finish the attic room into more living space such as another bedroom, cinema room, craft room or play room and it would add another approximately 800 square feet of living space. Residents of Plantation Oaks enjoy access to a neighborhood walkway easement leading to the Intracoastal Waterway, where the beauty of the Santa Rosa Sound invites you to unwind, explore, and experience the very best of Emerald Coast living.

Highlights

Listed by Jennifer Purdy , Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

Year Built

2021

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Plantation Oaks S/D

Listing ID

999501

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Aerials/Topo Availbl,Cul-De-Sac
Lot Dimensions:69 X 108
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Lawn Pump, Patio Open, Porch
Sewer:Public Sewer
Parking Features:Garage,Oversized
Principal Interest
$3,748
Taxes
$499
HOA
$0

Home Price

$739,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$147,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,748.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,748.07 $498.90 $0.00 $4,246.97
Yearly $44,976.82 $5,986.80 $0.00 $50,963.62
Total $1,349,304.68 $179,604.00 $0.00 $1,528,908.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mary Esther, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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