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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16 Plantation Oaks Dr , Mary Esther, FL 32569
$782,200
Est. Payment: $4,321.54/mo
3 Bed
3 Bath
2531 Sqft
0.17 Acres
Status: Active | Days on site: 303
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ECBU - E9117,E26200
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Harrison Lilly Team
Owner/Operator

House Description

Seller is Offering $15,000 towards a rate buy down! Welcome to coastal living at its finest. Tucked away at the end of a picturesque cul-de-sac draped with centuries-old live oaks, this 2,531 sq ft all-brick home in the sought-after Plantation Oaks community embodies what life along the Gulf Coast is all about--relaxation, beauty, and effortless entertaining. Built in 2013 and meticulously maintained, this 3-bedroom, 2.5-bath home also offers a loft and dedicated office space. Its thoughtful layout was designed with gathering in mind: the living room, kitchen, and primary suite all overlook the serene backyard, where a sparkling pool and brand-new enclosure set the stage for unforgettable moments. The primary suite is a true retreat, featuring a spacious en-suite with a whirlpool tub, separate shower, double vanities, and private toilet room. Step directly from your sanctuary onto the pavered patio that wraps around the pool, complete with a built-in fire pit and a stand-alone hot tub and spa-your own private resort after a day on the water. Inside, the kitchen is a chef's delight with a commercial-grade side-by-side refrigerator and freezer, double ovens, gas cooktop, walk-in pantry, granite countertops, and a generous island. Upstairs, guests will love the bar area with mini-fridge and the large balcony offering peaceful water views. This home is truly move-in ready, boasting upgrades such as two newer HVAC systems (2021), a tankless water heater, whole-house water filtration, custom closets, lush landscaping with Bluetooth-controlled lighting, newly refinished pool, and natural gas features including lanterns and a cozy fireplace. Ceiling speakers run throughout for seamless entertaining. Storage is abundant with a spacious two-car garage (with two garage doors), ample attic space, and a stand-alone backyard shed. As a resident of Plantation Oaks, you'll enjoy deeded water access with a neighborhood lookout offering tranquil views of the Intracoastal Waterway and Santa Rosa Sound a perfect spot to watch the cotton-candy Gulf Coast sunsets or let your dogs splash in the water. All of this is just minutes from the sugar-white sands of Okaloosa Island, shopping, dining, Hurlburt Field, Eglin AFB, and a short drive to Destin.

Highlights

Listed by Jennifer Purdy , and Jennifer C Stapleton , 850-384-9296 Coldwell Banker Realty , 850-863-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2013

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Plantation Oaks Of Mary Esther S/D

Listing ID

990612

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Oven Double, Security System, Stove/Oven Gas, Water Heater - Tnkls
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Fireplace, Kitchen Island, Pantry, Wet Bar

Exterior Features

Lot:Aerials/Topo Availbl,Cul-De-Sac
Lot Dimensions:39x126x119x82
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Fenced Back Yard, Sprinkler System, Patio Covered, Patio Enclosed, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:00 pm Oct 11
Principal Interest
$4,322
Taxes
$467

Home Price

$782,200

Loan Details

30 yrs
7.374%

Down Payment

20%
$156,440
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,321.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,321.54 $466.84 $0.00 $4,788.39
Yearly $51,858.51 $5,602.12 $0.00 $57,460.63
Total $1,555,755.24 $168,063.60 $0.00 $1,723,818.84

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Mary Esther, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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