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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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483 Marker Cove , Mary Esther, FL 32569
$470,000
Est. Payment: $2,596.68/mo
4 Bed
4 Bath
2863 Sqft
0.15 Acres
Status: Pending | Days on site: 114
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Harrison Lilly Team
Owner/Operator

House Description

Multi Family Coastal living at its finest! This Multi generational remarkable property boasts a unique downstairs ADU with living room, full kitchen, bedroom and full bath, offering countless possibilities for extended family, guests, or rental income; This beautifully designed waterfront-view property offers approximately 2,863 square feet of open, airy living space plus a separate 950-square-foot apartment, making it perfect for extended family, guests, or rental income potential. Enjoy relaxing sound views from both the upper and lower decks, including a spacious wraparound deck ideal for morning coffee, sunset gatherings, or simply soaking in the coastal breeze. The fenced backyard, outdoor shower, and elevated construction, built 2 feet higher than required, add both convenience and peace of mind for beach living. The main home features 4 bedrooms and 4 baths, including three guest bedrooms with their own private baths. Neutral coastal-inspired gray tones, crown molding, and abundant natural light create a welcoming atmosphere throughout. The expansive living area flows seamlessly into the chef's kitchen, complete with stainless steel appliances, double ovens, breakfast bar seating, indirect lighting, decorative pendant fixtures, and five sliding glass doors that open to the surrounding decks and water views. The private apartment offers approximately 950 square feet with a large living area, open kitchen featuring butcher block countertops dining nook, oversized primary The private apartment offers approximately 950 square feet with a large living area, open kitchen featuring butcher block countertops, dining nook, oversized primary bedroom, and a spacious walk-in closet, ideal for guests, multigenerational living, or income-producing opportunities. Additional highlights include a massive 3-car garage with plenty of room for vehicles, golf carts, boats, and beach gear; a large laundry room; floor-to-ceiling tiled showers; private water closets in the bathrooms; generous walk-in closets; durable metal roof; and a combination of tile and luxury vinyl plank flooring throughout, with carpet in select bedrooms for added comfort. Whether you're looking for a full-time residence, vacation retreat, or investment property, this coastal gem offers the space, flexibility, and water-view lifestyle you dream of living! PRICED below recent appraisal value!!

Highlights

Listed by Ramona Speer , ERA American Real Estate , 850-515-1001. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.15

Year Built

2014

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Marker 68

Listing ID

1004737

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Microwave, Oven Double, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Lighting Recessed, Lighting Track, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Dead End,Interior,Level,Within 1/2 Mile to Water
Lot Dimensions:118 x 55
Zoning:Resid Multi-Family, Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Shower, Sprinkler System, Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$2,597
Taxes
$294

Home Price

$470,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,596.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,596.68 $294.39 $0.00 $2,891.07
Yearly $31,160.19 $3,532.62 $0.00 $34,692.81
Total $934,805.63 $105,978.60 $0.00 $1,040,784.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Mary Esther, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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