Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

1365 W Highway 98 Unit 202 , Mary Esther, FL 32569
$435,000
Est. Payment: $2,206.24/mo
3 Bed
2 Bath
1265 Sqft
Status: active | Days on site: 1
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

WELCOME HOME to this beautiful WATERFRONT condo located on the Sound in Mary Esther in a gated, non-STR community. Fully renovated a few years ago, this unit is in a building of only 40 units and makes for the perfect home or vacation home! Located just a few miles West of Hurlburt Field, and perfectly centered between FWB and Navarre for all of your shopping and dining needs. Enjoy your morning coffee or evening sunset on the patio overlooking the Sound or on the private lawn/beach area with your feet in the water, watching the dolphins swim by and boats cruising through. Enjoy the pool and hot tub year round and watch all the fun on the water. There are 2 docks - one boat dock and another pedestrian dock to sit and enjoy the view or go fishing! The recreational lot next door is a shared lot between the Intercoastal Pointe HOA and the community/neighborhood next door - fun for the whole family/guests to play and have a barbecue. These units don't hit the market very often, so now is your chance! HVAC - 2018 Water Heater - 2018

Highlights

Listed by Brianna J Gangloff , 1 850-502-0878 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2005

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Intercoastal Pointe

Listing ID

1010132

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Intracoastal Wtrwy,Sound
Others:
  • Additional:Balcony, Dock, Hot Tub, Hurricane Shutters
Sewer:Public Sewer
Principal Interest
$2,206
Taxes
$498
HOA
$0

Home Price

$435,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,206.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,206.24 $498.14 $0.00 $2,704.38
Yearly $26,474.86 $5,977.73 $0.00 $32,452.59
Total $794,245.65 $179,331.90 $0.00 $973,577.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Mary Esther, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

© 2026 Emerald Coast Multiple Listing Services