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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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23 Ruby Cir , Mary Esther, FL 32569
$349,900
Est. Payment: $1,774.63/mo
3 Bed
2 Bath
1963 Sqft
Status: pending | Days on site: 75
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beautiful home close to the white sandy beaches, military bases, and restaurants with 3 bedroom and 2.5 baths and 1963 sq ft! This home was built in 1994 year and features a metal roof (2021)! The interior of the home newly painted (2024). The exterior of the home has a two car garage and parking for extra vehicles outside of the garage. The front door has sidelights with a large transom. There is a fenced back yard and an open patio. Enter the home and the foyer opens to cathedral ceilings in the living room. The living room has a fire place, ceiling fan, and recessed lighting. There is a separate dining room adjacent to the living room and the kitchen. The kitchen has a large island that seats 4-5, a side by side refrigerator with icemaker, built in microwave, and slide in stove! There is also an eat in area in the kitchen. There is travertine tile flooring laid on the diagonal throughout the kitchen, dining room, and half bathroom. There is also a travertine backsplash. The primary bedroom has a large walk in closet with shelving. The ensuite primary bathroom has a large vanity, soaking tub, and walk in shower. The master has a private exit onto the outdoor, open patio through the sliding glass doors. Upstairs there are two additional guest bedrooms and a large guest bathroom with a tub and shower combination. The laundry room has travertine tile flooring, a wash basin, shelving, and is very large! This home is minutes to the beaches and military bases! Buyer to verify all dimensions and information. Refrigerator in the photo has been replaced.

Highlights

Listed by Wendy M Thomas , 850-240-2844 Keller Williams Realty FWB , 850-226-6323. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

1994

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Emerald Estates

Listing ID

1003061

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Vaulted, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level
Lot Dimensions:35X98X102X152
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Lawn Pump, Patio Open
Parking Features:Garage
Principal Interest
$1,775
Taxes
$166

Home Price

$349,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,774.63 $166.32 $0.00 $1,940.94
Yearly $21,295.52 $1,995.80 $0.00 $23,291.32
Total $638,865.64 $59,874.00 $0.00 $698,739.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Mary Esther, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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