VA BUYERS--PRICED UNDER $250,000 WITH A RARE 3.75% ASSUMABLE VA LOAN! Here's an opportunity that's hard to find in today's market, an affordable, move-in-ready home paired with an incredible assumable interest rate. Welcome home to this 2-bedroom, 2.5-bath townhome in the heart of Mary Esther, where affordability, convenience, and low-maintenance living come together. Located approximately 6 miles from Hurlburt Field and convenient to the area's beautiful white-sand beaches, shopping, dining, and waterfront parks, this home puts you close to both work and the Emerald Coast lifestyle. Step inside to a bright, open floor plan that feels welcoming from the moment you arrive. The spacious kitchen offers white cabinetry with countertop space and a breakfast bar while overlooking the main living area, perfect for staying connected while cooking, relaxing, or entertaining. A convenient half bath and laundry area are located on the main level. Sliding glass doors open to a fully fenced backyard, giving you your own private outdoor space for morning coffee, grilling with friends, pets, gardening, or simply relaxing at the end of the day. Upstairs, you'll find two generously sized bedrooms, each with its own private ensuite bathroom, a wonderful layout for privacy, guests, roommates, or family. An attached one-car garage and ample storage add everyday convenience, while the 2017 roof, 2017 HVAC system, and 2021 water heater offer added peace of mind. Priced under $250,000 + a 3.75% assumable VA loan + approximately 6 miles to Hurlburt Field = an opportunity VA buyers won't want to overlook. Come see for yourself how easy it would be to call this Mary Esther townhome HOME.