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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3580 Seminole Ln , Marianna, FL 32448
$500,000
Est. Payment: $2,535.91/mo
4 Bed
3 Bath
2126 Sqft
Status: active with contingency | Days on site: 33
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to your Ultimate Waterfront Compound on Silver Lake: Two Homes, Zero Compromise, with a brand new 19.5 SEER HVAC being installed in the main house July 31st. Imagine waking up, walking out onto your upper-level balcony, and looking down to the crystal-clear, spring-fed water. No noise from roaring gas engines. No water pollution. Just absolute tranquility on the second-cleanest body of water in the entire state of Florida. Welcome to 3580 Seminole Lane, a rare 1.3-acre lakeside sanctuary spanning two premium, adjacent waterfront lots with 154 feet of pristine shoreline. Boasting NO HOA and featuring two completely independent residences totaling 2,126 square feet, this property offers the ultimate flexible layout: live seamlessly in one and generate premium short-term rental income on the other, multi-generational family compound living, or rent both for maximum yield. With short-term rental projections hitting $50,000+ annually, this is a turn-key cash-flowing asset as the region continues its rapid development over the next few years. Step inside the main 3-bedroom, 2-bathroom custom cedar home and experience a warm, cabin aesthetic. The open-concept layout perfectly balances rustic charm with modern functionality, featuring durable luxury vinyl plank (LVP) flooring throughout the first level and rich hardwood styled LVP upstairs. Just steps away sits the detached guest suite, a fully self-contained 1-bedroom efficiency equipped with a full kitchen, full bathroom, a cozy screened porch, and dedicated storage. This property features a high-capacity private well (2021) and septic systems mean no monthly city utility overhead. A whole home water filtration system was also installed in 2021. Two separate electrical meters on each house. A 2018 roof and impact-rated windows. An attached garage plus an expansive driveway and yard with plenty of parking for boats, jet skis, and RVs. Unmatched Spring-Fed Lakefront Living: Silver Lake is a private, 265-acre hidden gem. Because gas-powered motors are strictly prohibited, the ecosystem remains pristine, creating a mirror-like playground for swimming, kayaking, paddleboarding, and fishing. The outdoor oasis is entirely dialed in for entertainment: spend your afternoons on the private boat dock, launch from the dedicated kayak shack, or unwind in the massive lakeside BBQ pit area. Whether you are searching for a short-term rental investment to capitalize on Jackson County's growth, a wellness retreat, or a private family compound, this turnkey waterfront estate is the sanctuary you've been waiting for. Opportunities on Silver Lake are rare, schedule your private tour today!

Highlights

Listed by Zachary T Murzyn , 850-481-5322 Secure Real Estate , 850-481-5322. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.31

Year Built

1989

County

Jackson

Area

09 - Jackson County

Neighborhood

Silver Lake

Listing ID

791738

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Water Purifier Owned
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Upper Level Primary

Exterior Features

Lot Dimensions:150x380
Others:
  • Additional:Covered Patio, Dock, Fire Pit
Parking Features:Gated
Principal Interest
$2,536
Taxes
$376

Home Price

$500,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,535.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,535.91 $376.03 $0.00 $2,911.93
Yearly $30,430.87 $4,512.34 $0.00 $34,943.21
Total $912,926.04 $135,370.20 $0.00 $1,048,296.24

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Marianna, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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