Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

199 N Silver Lake , Marianna, FL 32448
$340,000
Est. Payment: $1,878.45/mo
3 Bed
3 Bath
2340 Sqft
1.34 Acres
Status: Active | Days on site: 17
Get Pre-Qualified
C82 - B12549,B11865
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

If you've been searching for a beautiful home with over an acre of land, stunning Silver Lake views, abundant outdoor space, and some of the kindest neighbors Jackson County has to offer, this may be the one you've been waiting for! Located just outside of Marianna and less than 45 minutes from Panama City, this 3-bedroom, 2.5-bath home offers more than 2,300 square feet of comfortable living space, incredible views, and the peace and privacy of lake living--while still keeping everyday conveniences within reach. Step inside and you'll immediately appreciate the huge, oversized living room, complete with a gas-burning fireplace and custom blinds, creating the perfect gathering space for family and friends. The home also features a formal dining room, which could easily be transformed into an office, home gym, hobby room, or whatever best suits your lifestyle. On the opposite side of the kitchen, an additional dining area provides a truly special backdrop for every meal. Enjoy your morning coffee or breakfast overlooking the lake, then settle in for dinner while watching deer, squirrels, and other wildlife make their way through the backyard. It's a view that changes with the seasons and is sure to become one of your favorite parts of the home. The large master suite occupies the west end of the home and offers a peaceful retreat with his-and-her closets and sinks, a walk-in shower, and a relaxing garden tub. On the east end, you'll find two additional generously sized bedrooms, along with a full Jack-and-Jill bathroom. A convenient half bath sits at the end of an elegant hallway just off the living room. The property truly shines once you step outside. Enjoy a large back porch with Trex decking, an outdoor shower for rinsing off after a swim in the lake, and a dedicated entertainment area perfect for relaxing or hosting guests. For those who need additional storage or workspace, the property includes two sheds, including an impressive 12' x 40' lofted, climate-controlled building. There is also a 50-amp RV hookup, adding even more flexibility for guests, recreational vehicles, or additional outdoor needs. Garden enthusiasts will love the beautiful garden area, complete with a swing set and patio furniture--a wonderful spot to relax, among the abundance of fruit trees, enjoy the outdoors, and take pride in your own green thumb. Public access is just minutes from the home, and Silver Lake does not allow gas-powered motors, helping preserve the peaceful atmosphere and natural beauty of the water. Silver Lake is known for its remarkable clarity, with three springs reportedly reaching depths of approximately 90 feet, according to spring watcher crews. Even more special, restrictions are in place on the waterfront parcel directly across from the home, helping protect your existing lake view from future building or other obstructions. Whether you're enjoying your morning coffee overlooking the water, watching wildlife from the backyard at dinner, taking a swim and rinsing off in the outdoor shower, tending your garden, relaxing on the back porch, or entertaining family and friends, this property offers a lifestyle that can't be compared.

Highlights

Listed by Christin Branch , 850-272-6251 and Rebecca Robinson , 850-557-9440 Chipola Realty , 850-482-7788. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.34

Year Built

2006

County

Jackson

Area

09 - Jackson County

Neighborhood

[No Recorded Subdiv]

Listing ID

795612

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl

Exterior Features

Lot Dimensions:182'x 438'x 159'x449'
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Outdoor Shower
Parking Features:RV Access/Parking
Principal Interest
$1,878
Taxes
$171

Home Price

$340,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$68,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,878.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,878.45 $170.65 $0.00 $2,049.10
Yearly $22,541.41 $2,047.81 $0.00 $24,589.22
Total $676,242.37 $61,434.30 $0.00 $737,676.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Marianna, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:14:18.000Z

© 2026 Bay County Association of REALTORS