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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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140 Cottonwood Cir , Lynn Haven, FL 32444
$580,000
Est. Payment: $2,941.35/mo
3 Bed
3 Bath
3219 Sqft
Status: active with contingency | Days on site: 185
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Custom-built all-brick home showcasing timeless architectural and designer details, located in the highly desirable Woodrun community. This well-maintained neighborhood offers sidewalks, curbs, and convenient access to the Highway 77 corridor, shopping, dining, and entertainment. From the moment you arrive, you'll notice the artistic etched glass front door and transoms, designed and signed by artist Patrick Reynolds, creating a striking and memorable entrance. Inside, the split floor plan offers both privacy and functionality, with an open-concept layout ideal for everyday living and entertaining. The kitchen is thoughtfully designed with custom mahogany cabinetry, granite countertops, gas cooktop with designer hood, under-cabinet lighting, ample storage, and a breakfast bar that opens to the main living areas. Ten-foot ceilings throughout enhance the home's spacious feel. Floor outlets in both the formal living room and great room allow for flexible furniture placement and interior design options. The primary suite features a tray ceiling and a spa-inspired ensuite with a soaking tub, separate shower, and dual walk-in closets. A dedicated office provides flexible space for work, guests, or hobbies. A well-appointed half bath is conveniently located near the formal living area for guests. Recent improvements include a tankless water heater (2024), furnace (2024), Dishwasher (2024), and a roof replaced in 2019, offering added peace of mind. The washer and dryer will convey with the home for added convenience. The great room is highlighted by an electric fireplace, creating a warm and inviting focal point. Multiple rooms open to the screened-in rear patio, offering a seamless indoor-outdoor living experience. The private, fully fenced backyard includes a brick grilling area with pergola: ideal for relaxing or entertaining in Florida's coastal climate. This thoughtfully designed home combines quality craftsmanship, functional layout, and classic style in a sought-after location.

Highlights

Listed by Heather H Neubauer , 850-774-2832 ERA Neubauer Real Estate Inc , 850-785-1551. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

250 Quarterly

Year Built

2005

County

Bay

Area

02 - Bay County - Central

Neighborhood

Woodrun

Listing ID

784201

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Gas Cooktop, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:80x151x106x145
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,941
Taxes
$631
HOA
$250

Home Price

$580,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$116,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,941.35

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,941.35 $630.75 $250.00 $3,822.10
Yearly $35,296.14 $7,569.00 $3,000.00 $45,865.14
Total $1,058,884.21 $227,070.00 $90,000.00 $1,375,954.21

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS