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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1524 Wateroak Dr , Lynn Haven, FL 32444
$349,900
Est. Payment: $1,774.44/mo
3 Bed
2 Bath
1756 Sqft
Status: active with contingency | Days on site: 56
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS Welcome to Lynn Haven, one of Bay County's most desirable communities, known for its top-rated schools, local dining, strong sense of community, and hometown charm. Nestled in Water Oak Plantation, this beautifully designed Bailey floor plan offers the open-concept living today's buyers are searching for. The spacious kitchen flows seamlessly into the dining and living areas, creating the perfect space for everyday living and entertaining. This highly sought-after layout maximizes both functionality and comfort, making it ideal for gatherings with family and friends. Enjoy numerous upgrades throughout the home, along with the added benefit of no HOA fees in this private neighborhood. With its ideal combination of location, floor plan, value, and incentives, this home is ready to welcome its next owner.

Highlights

Listed by Regina B Puckett , 850-624-7835 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.2

Year Built

2015

County

Bay

Area

02 - Bay County - Central

Neighborhood

Water Oak Plantation

Listing ID

791612

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:80.0 ft x 114.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$1,774
Taxes
$317

Home Price

$349,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,774.44 $317.19 $0.00 $2,091.63
Yearly $21,293.31 $3,806.26 $0.00 $25,099.57
Total $638,799.29 $114,187.80 $0.00 $752,987.09

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS