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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1413 N Bay Dr , Lynn Haven, FL 32444
$895,000
Est. Payment: $4,538.80/mo
3 Bed
2 Bath
2570 Sqft
Status: active with contingency | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS-Welcome to your own waterfront paradise off of beautiful Mill Bayou, offering direct Gulf access and everything you need to enjoy the Florida boating lifestyle. Situated on over a half-acre, this exceptional 3-bedroom, 2-bath home features a private dock, boathouse, and boat lift capable of accommodating a 25-27-foot boat and an additional lift for a Waverunner-making it easy to enjoy endless days on the water. Inside, you'll love the spacious open floor plan designed for both everyday living and entertaining. The updated kitchen showcases stunning tile backsplash, ample cabinetry, and flows seamlessly into the expansive great room. Anchored by a cozy gas fireplace surrounded by picturesque white brick and custom built-in bookcases, the living space offers warmth, charm, and breathtaking views of the backyard through 3 sets of French Doors. The primary suite is a true retreat, featuring a peaceful sitting area with views of the water and pool, a generous walk-in closet, and a luxurious en suite bath complete with a beautifully tiled walk-in shower and classic clawfoot soaking tub. Enjoy meals in the formal dining room or the sunny breakfast nook, where walls of windows overlook the sparkling saltwater pool and tranquil waterfront beyond. Step outside to the large screened and covered patio, the perfect place to relax, entertain, or simply soak in Florida's year-round outdoor living. The oversized backyard is beautifully landscaped with lush green grass and a stunning saltwater pool surrounded by paver decking, creating a private oasis for family and friends. Completing this incredible property is a spacious two-car garage, abundant parking for vehicles, boats, and guests, plus a convenient 30-amp RV hookup. Whether you're boating, swimming, entertaining, or simply enjoying the peaceful waterfront setting, this exceptional home offers the perfect combination of luxury, comfort, and coastal living.

Highlights

Listed by Carrie W Redd , 850-866-6410 and Stephanie Frimet , 850-814-3781 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.64

Year Built

1990

County

Bay

Area

02 - Bay County - Central

Neighborhood

Normandale Estates

Listing ID

792700

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Ice Maker
Air Cond:Central Air
Fireplaces:Gas
Other:
  • Additional:Double Vanity, Main Level Primary, Sitting Area in Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:131.0 ft x 215.0 ft
Zoning:Resid Single Family
Others:
  • Additional:Boat Lift, Dock, Porch
Principal Interest
$4,539
Taxes
$571

Home Price

$895,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$179,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,538.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,538.80 $570.56 $0.00 $5,109.36
Yearly $54,465.60 $6,846.75 $0.00 $61,312.35
Total $1,633,967.88 $205,402.50 $0.00 $1,839,370.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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