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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1103 Indiana Ave , Lynn Haven, FL 32444
$315,000
Est. Payment: $1,597.62/mo
4 Bed
2 Bath
1580 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to easy Lynn Haven living in this 4-bedroom, 2-bath brick ranch offering approximately 1,580 square feet of comfortable, functional space. Situated on a spacious lot, this home gives you something that can be hard to find closer to the beach room to spread out, enjoy the outdoors, and store the toys. Major updates include a roof replaced in 2019 and a newer HVAC system installed in 2026, helping take care of two of the bigger-ticket items buyers often ask about. The backyard offers plenty of space for entertaining, pets, play, or simply relaxing, while the covered back porch is perfect for grilling and unwinding at the end of the day. Need room for a boat or RV? This property also features covered boat/RV parking, making it ideal for enjoying the Bay County lifestyle. Lynn Haven is known for its established neighborhoods, parks, waterways, local restaurants, and golf-cart-friendly community feel, while still keeping you conveniently located to everything Bay County has to offer. You're approximately 15-20 minutes from the east end of Panama City Beach, St. Andrews, and Downtown Panama City. With four bedrooms, two full baths, single-level living, a spacious yard, covered outdoor living, room for the boat or RV, plus important recent updates, this home offers a lot of flexibility at an approachable price point. Whether you need extra bedrooms, office space, guest rooms, or simply want more yard without giving up convenience, this Lynn Haven home is worth a look. FIRST SEVERAL PHOTOS ARE VIRTUALLY STAGED FOR VISUALIZATION

Highlights

Listed by Sandi Smith , 229-326-2998 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

Year Built

1971

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

794310

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:100.0 ft x 150.0 ft
Roof:Metal
Others:
  • Additional:Fire Pit
Sewer:Public Sewer
Parking Features:RV Access/Parking
Principal Interest
$1,598
Taxes
$319

Home Price

$315,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$63,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,597.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,597.62 $318.50 $0.00 $1,916.12
Yearly $19,171.45 $3,822.01 $0.00 $22,993.46
Total $575,143.40 $114,660.30 $0.00 $689,803.70

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS