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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1398 Thurso Rd , Lynn Haven, FL 32444
$575,000
Est. Payment: $3,176.79/mo
4 Bed
4 Bath
3199 Sqft
0.32 Acres
Status: Active | Days on site: 95
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BKWS - B10683
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Harrison Lilly Team
Owner/Operator

House Description

OPEN HOUSE SATURDAY 10:30-1:30! Set in the sought-after Mowat Highlands neighborhood, this custom, all-brick home offers the kind of space and flexibility that is increasingly hard to find. Meticulously maintained by its original owner, the home features 3,199 square feet of single-level living with four generously sized bedrooms, three-and-a-half bathrooms and multiple spaces designed for both everyday comfort and entertaining. Inside, soaring cathedral and tray ceilings, crown molding and custom window treatments give the home a sense of character and craftsmanship. A second sitting area off the kitchen is connected to the breakfast space with a double-sided fireplace, while the formal dining room, private study and light-filled living room provide plenty of flexibility for working, gathering and relaxing. The kitchen sits at the center of the home with a large island, solid-surface countertops and stainless-steel appliances. The expansive primary suite feels like a true retreat, complete with two walk-in closets, a jetted tub and separate shower. A second walk-in closet in the fourth bedroom adds even more valuable storage. Outside, the oversized corner lot is framed by a circular driveway, covered porches and a fully fenced backyard--with ample room to create a pool, outdoor kitchen, garden or private backyard retreat. A newer roof and HVAC system from 2019 and a 2026 water heater provide added peace of mind. With NO HOA, underground utilities and a convenient location near downtown Lynn Haven, Panama City, Tyndall Air Force Base, parks, boat ramps and Panama City Beaches, this home is truly central to all you need! It delivers room to live, entertain and grow--inside and out. This property can be shown within minutes! Call today to see your future Florida home! Sellers are motivated and ready to sell you this amazing home!

Highlights

Listed by Michelle L Byron , 850-814-1338 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.32

Year Built

2005

County

Bay

Area

02 - Bay County - Central

Neighborhood

Mowat Highlands Ph X

Listing ID

792170

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop
Air Cond:Central Air
Fireplaces:Electric
Other:
  • ▪ Additional:Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:124.72x75.89x151.55x128.03
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Circular Driveway,Paved

Open House

Upcoming Open Houses
Saturday 10:30 am - 1:30 pm Oct 10
Principal Interest
$3,177
Taxes
$367

Home Price

$575,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,176.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,176.79 $366.56 $0.00 $3,543.35
Yearly $38,121.51 $4,398.75 $0.00 $42,520.26
Total $1,143,645.18 $131,962.50 $0.00 $1,275,607.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T12:26:16.000Z

© 2026 Bay County Association of REALTORS