Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

190 Derby Woods Dr , Lynn Haven, FL 32444
$439,900
Est. Payment: $2,430.38/mo
4 Bed
3 Bath
2549 Sqft
0.29 Acres
Status: Active Under Contract | Days on site: 1
Get Pre-Qualified
exprpc - TEPCH,B12948,B12601
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to 190 Derby Woods Drive, a spacious 4-bedroom, 3-bath home on a sought-after residential lot of more than a quarter acre in the family-friendly Derby Woods neighborhood of Lynn Haven. With two living areas, two primary suites, a large fenced backyard, and thoughtful upgrades throughout, there's plenty of room to live, gather, and spread out. Inside, tall vaulted ceilings and bay windows fill the main living area with natural light, while a gas fireplace adds a cozy focal point. BRAND-NEW LVP FLOORING throughout the main level, fresh paint, and updated finishes give the home a fresh, move-in-ready environment. Three bedrooms are downstairs, while the only room upstairs is a private second primary suite with its own bathroom and walk-in closet--ideal for guests, older children, a home office, or added privacy. The large fenced backyard makes the most of the oversized lot with a screened-in patio, swing set and playground, plus a POWERED STORAGE SHED with outlets, lighting, and a fan--perfect for a workshop or hobby space. A French drain and sump pump system provide additional backyard drainage. The two-car garage is equipped with a mini-split, insulated garage door, and MULTIPLE 220/240V OUTLETS for heavy equipment, workshop tools, or FAST EV CHARGING CAPABILITY for Electric Vehicles. The home also includes a WHOLE HOUSE WATER TREATMENT SYSTEM with reverse osmosis and an ADT unwired WHOLE-HOME SECURITY SYSTEM! Conveniently located near popular public and charter schools, shopping, dining, and everyday necessities, with Tyndall Air Force Base's Tyndall Gate approximately 15 miles away, 190 Derby Woods Drive combines the space of a larger home and lot with the convenience of central Lynn Haven living.

Highlights

Listed by PC Coastal Group , 850-749-5603 and Katelyn A Parsons , 850-819-0755 eXp Realty LLC , 850-749-5603. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

150 Annually

Year Built

1989

County

Bay

Area

02 - Bay County - Central

Neighborhood

Derby Woods 1st Add

Listing ID

795108

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:72.0 ft x 173.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Porch, Rain Gutters
Sewer:Public Sewer
Principal Interest
$2,430
Taxes
$295
HOA
$150

Home Price

$439,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,430.38

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,430.38 $295.44 $150.00 $2,875.82
Yearly $29,164.61 $3,545.26 $1,800.00 $34,509.87
Total $874,938.29 $106,357.80 $54,000.00 $1,035,296.09

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS