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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3244 Country Club Dr , Lynn Haven, FL 32444
$549,900
Est. Payment: $2,788.70/mo
4 Bed
3 Bath
3073 Sqft
Status: active | Days on site: 127
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PRICE IMPROVEMENT! Now offered at $559,900 and priced well below both the VA and conventional appraised values, making this an incredible opportunity for buyers! This home is priced to move, so don't miss your chance to take advantage of the value already built into this property.You won't want to miss this incredible opportunity in the highly sought-after Panama Country Club. This fully reimagined residence offers over $300,000 in renovations after being taken down to the studs and rebuilt from the ground up. The seller's loss is truly your gain. This turn-key home delivers the rare combination of new construction peace of mind and efficiency with the character and prestige of an established golf course community, an opportunity that is extremely hard to find in today's market. Located high and dry in Flood Zone X, this property does NOT require flood insurance, offering significant long-term savings and added peace of mind for the future homeowner. Every inch of this home has been completely renewed. The renovation includes all-new electrical and plumbing systems, HVAC with new ductwork, spray foam insulation, new drywall, interior doors and trim, a fully redesigned kitchen and bathrooms, a new roof and truss package, soffits, gutters, and a completely rebuilt garage. A tankless gas water heater enhances modern efficiency, while the overall rebuild delivers the feel of a brand-new home without the cost or wait of new construction. Inside, luxury vinyl plank flooring runs throughout the home, creating a clean and cohesive modern design. The chef-inspired kitchen is a standout feature, offering quartz countertops, a premium Bespoke appliance package, and an ideal layout for both everyday living and entertaining. The primary suite offers a private retreat with a spa-style bathroom featuring a freestanding soaking tub and elevated designer finishes. All four true bedrooms are located on the main level, providing convenience and functionality, with custom closet systems throughout to maximize storage. Upstairs, a large bonus flex space provides endless options including a home office, media room, gym, playroom, or additional living area. Set on a spacious and highly desirable lot with abundant outdoor potential, this home offers the ideal blend of luxury, location, and lifestyle. Just minutes from Tyndall Air Force Base, the lifestyle of 30A, and the white sand beaches of the Emerald Coast, this property delivers exceptional value in one of the area's most desirable communities. A completely rebuilt home in Panama Country Club at this price per square foot is nearly unheard of. Opportunities like this are rare. Schedule your private showing today before it is gone

Highlights

Listed by Mindy A Koester , 850-691-6087 and Non Member , 850-691-6087 Epique Realty Inc , 888-893-3537. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

600 Annually

Year Built

1997

County

Bay

Area

02 - Bay County - Central

Neighborhood

Country Club Harbour Estates

Listing ID

788285

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Gas Water Heater, Ice Maker, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:85 x 150
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$2,789
Taxes
$298
HOA
$600

Home Price

$549,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,788.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,788.70 $297.83 $600.00 $3,686.53
Yearly $33,464.39 $3,574.00 $7,200.00 $44,238.39
Total $1,003,931.77 $107,220.00 $216,000.00 $1,327,151.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Lynn Haven, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS